Denise Cuddeback Montgomery
Branch Manager at American Pacific Mortgage · Eugene, OR
NMLS ID 57734 (opens in a new tab) · verify at NMLS Consumer Access
Denise Cuddeback Montgomery (NMLS 57734) is Branch Manager at American Pacific Mortgage, based in Eugene, OR. Licensed in 11 states: Florida, Arizona, California, Colorado, Idaho, Minnesota, Montana, Oregon and 3 more. Focus areas shown on the lender page: Bank statement loan, Down payment assistance, DSCR loan, FHA loan and First-time buyer. 3 years licensed.
Last verified . Sources: American Pacific Mortgage (apmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 3 years licensed
- 11 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Bank statement loanlender page
- Down payment assistancelender page
- DSCR loanlender page
- FHA loanlender page
- First-time buyerlender page
- Jumbo loanlender page
- Manufactured homelender page
- Real estate investorlender page
- Renovation loan (203k / HomeStyle)lender page
- Self-employedlender page
- USDA loanlender page
- VA loanlender page
Where we saw these: apmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, California, Colorado, Idaho, Minnesota, Montana, Oregon, Texas, Washington, Wyoming
Confirmed with the state regulator: FL (opens in a new tab) (LO120938, since 2023), verified 2026-10-09.
Others as listed on the lender page (AZ, CA, CO, ID, MN, MT, OR, TX, WA, WY), not yet checked against state regulators.
Contact
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Employment history
American Pacific Mortgage NMLS 1850
Current · Eugene, OR · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Denise has more than 30 years of mortgage lending experience and serves homebuyers, homeowners, and real estate investors throughout Oregon and other licensed states. She specializes in both traditional and hard-to-finance loans.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Lane County, Eugene, Springfield, Oregon, and other licensed states
- Source (opens in a new tab), verified 2026-10-09
Reviews
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LenDb reviews
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Sources
| Name and employer | lender site · apmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · apmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · apmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · apmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · apmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Denise Cuddeback Montgomery (NMLS 57734), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/denise-montgomery-57734, last verified 2026-10-09.
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