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Loan programs · New Jersey

Reverse mortgage loan officers in New Jersey

As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in New Jersey whose lender pages show Reverse mortgage work. The top-ranked are Rene Gonzalez (Fairway Independent Mortgage Corporation, Freeport), Gerald Brody (CrossCountry Mortgage, Southfield) and Joseph Heisler (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 24

  1. 1

    Rene GonzalezNMLS 62315

    Fairway Independent Mortgage Corporation · Freeport, NY · licensed in 5 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Gerald BrodyNMLS 397642

    CrossCountry Mortgage · Southfield, MI · licensed in 12 states

    • Reverse mortgage
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Joseph HeislerNMLS 43162

    Loan Factory · licensed in 6 states

    • Reverse mortgage
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Scott EisgrauNMLS 139186

    Atlantic Coast Mortgage · Owings Mills, MD · licensed in 6 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Margaret SanchezNMLS 101952

    CrossCountry Mortgage · Parsippany, NJ · licensed in 2 states

    • Reverse mortgage
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • Branch in New Jersey
    • 0 years licensed
  6. 6

    Dominick AngottiNMLS 202583

    CrossCountry Mortgage · Tampa, FL · licensed in 4 states

    • Reverse mortgage
    • Down payment assistance
    • USDA loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Neil SwerenNMLS 139177

    Atlantic Coast Mortgage · Owings Mills, MD · licensed in 16 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Tanya MaceNMLS 615769

    Guild Mortgage · West Lawn, PA · licensed in 3 states

    • Reverse mortgage
    • First-time buyer
    • Low credit score
    • Construction loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Megan BrognaNMLS 485942

    CrossCountry Mortgage · Wayne, PA · licensed in 24 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Sarah SchoonmakerNMLS 2034766

    Loan Factory · licensed in 7 states

    • Reverse mortgage
    • Real estate investor
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Anthony ByrnesNMLS 133647

    CrossCountry Mortgage · Wayne, PA · licensed in 16 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Kirk UlshaferNMLS 150626

    CrossCountry Mortgage · Wayne, PA · licensed in 14 states

    • Reverse mortgage
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Michael CruzNMLS 197253

    Success Mortgage Partners · Paramus, NJ

    • Reverse mortgage
    • FHA loan
    • First-time buyer
    • Mixed-use property
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • Branch in New Jersey
    • No disciplinary actions on file at LenDb
  14. 14

    Brian ViassoNMLS 251243

    Success Mortgage Partners · Paramus, NJ

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • Branch in New Jersey
    • No disciplinary actions on file at LenDb
  15. 15

    Luke CentroneNMLS 1200569

    CrossCountry Mortgage · Purchase, NY · licensed in 18 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Peter LuciaNMLS 157015

    CrossCountry Mortgage · Brooklyn, NY · licensed in 14 states

    • Reverse mortgage
    • Co-op
    • Non-QM loan
    • FHA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Kevin GoinesNMLS 2233236

    CrossCountry Mortgage · Tinton Falls, NJ

    • Reverse mortgage
    • Real estate investor
    • Self-employed
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  18. 18

    Mike SchwartzNMLS 230779

    Guild Mortgage · Cape Coral, FL · licensed in 5 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Anthony G RegaNMLS 399203

    Loan Factory · licensed in 5 states

    • Reverse mortgage
    • Asset-based qualifying
    • Bank statement loan
    • Construction loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Matt StancatoNMLS 131894

    Guild Mortgage · Exton, PA · licensed in 5 states

    • Reverse mortgage
    • First-time buyer
    • Self-employed
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Marty StrakaNMLS 589189

    Loan Factory · licensed in 2 states

    • Reverse mortgage
    • DSCR loan
    • FHA loan
    • HELOC
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Lisa NicholsNMLS 193453

    Atlantic Coast Mortgage · Virginia · licensed in 8 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NJ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.