Loan programs · New Jersey
Construction loan officers in New Jersey
As of 2026-10-09, LenDb lists 36 loan officers licensed in or based in New Jersey whose lender pages show Construction loan work. The top-ranked are Nelson Jaramillo (Loan Factory), Lee Blades (CrossCountry Mortgage, Reston) and Barry Koven (CrossCountry Mortgage, Brooklyn). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Nelson JaramilloNMLS 138363
Loan Factory · Mortgage broker · New Jersey
- Construction loan
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in New Jersey
- States 20 years of experience (lender page, 2026-10-09)
- 2
Lee BladesNMLS 144593
CrossCountry Mortgage · Reston, VA · licensed in 7 states
- Construction loan
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 3
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- Construction loan
- FHA loan
- VA loan
- Co-op
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 4
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Construction loan
- Renovation loan (203k / HomeStyle)
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Claus AndersenNMLS 413932
CrossCountry Mortgage · Union, NJ · licensed in 2 states
- Construction loan
- Jumbo loan
- FHA loan
- First-time buyer
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Union, NJ
- Licensed since 2024 (per Florida records)
- 6
Brad ZerbeNMLS 161236
NFM Lending · Haddonfield, NJ · licensed in 7 states
- Construction loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Haddonfield, NJ
- Licensed since 2025 (per Florida records)
- 7
Joe JacksonNMLS 588921
U.S. Bank · Bank · Ocean City, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Ocean City, NJ
- Licensed since 2017 (per Florida records)
- 8
Irini LuluNMLS 482084
CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 8 states
- Construction loan
- Non-QM loan
- Real estate investor
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 9
Mark SluyterNMLS 1886546
CrossCountry Mortgage · Denville, NJ · licensed in 5 states
- Construction loan
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Denville, NJ
- Licensed since 2023 (per Florida records)
- 10
Gerald BrodyNMLS 397642
CrossCountry Mortgage · Southfield, MI · licensed in 12 states
- Construction loan
- Reverse mortgage
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 11
Bruce BrinkerhoffNMLS 639483
CrossCountry Mortgage · Cleveland, OH · licensed in 50 states
- Construction loan
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 12
Joe ConlinNMLS 342106
U.S. Bank · Bank · Ocean City, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Ocean City, NJ
- 13
Anthony SadlerNMLS 460172
Guild Mortgage · Newark, DE · licensed in 5 states
- Construction loan
- Jumbo loan
- NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 14
Greg MezzacapoNMLS 460182
U.S. Bank · Bank · Warren, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Warren, NJ
- 15
Susan SpencerNMLS 481157
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
- 16
Matt McCulloughNMLS 482326
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
- 17
Maggie OledzkiNMLS 485724
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
- 18
- 19
Josie HenryNMLS 588599
U.S. Bank · Bank · Ocean City, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Ocean City, NJ
- 20
Robert BurdNMLS 644443
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
- 21
Amir AhmadNMLS 797920
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
- 22
Bill CilvickNMLS 829910
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
- 23
Jeffrey SchneiderNMLS 860846
U.S. Bank · Bank · Ocean City, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Ocean City, NJ
- 24
Sean ShallisNMLS 2362814
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
- 25
Justin ChuNMLS 2856683
U.S. Bank · Bank · Chatham, NJ
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Construction loan on lender page (lender page, verified 2026-10-09)
- Office in Chatham, NJ
Before you choose
Builder approval, draw management and appraisals based on plans require a lender with a construction department.
- Do you offer one-time close construction loans?
- What do you require to approve my builder?
- How are draws released during the build?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NJ license is confirmed with the state regulator (check mark), NJ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=construction&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.