Joe Bowers, photo from Xpert Home Lending

Joe Bowers

Loan Officer at Xpert Home Lending

NMLS ID 511139 (opens in a new tab) · verify at NMLS Consumer Access

Joe Bowers (NMLS 511139) is Loan Officer at Xpert Home Lending. Lists Arizona, Colorado, Kansas and Wyoming on the lender page (not yet checked with the state regulator).

Last verified . Sources: Xpert Home Lending (xperthomelending.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Arizona, Colorado, Kansas, Wyoming

    Lender-reported: AZ, CO, KS, WY are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Xpert Home Lending (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Xpert Home Lending NMLS 2179191

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Joe has 27+ years of mortgage experience with a degree in Finance and certifications in Colorado and Arizona mortgages.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    27+
    Source (opens in a new tab), verified 2026-10-09
    Education
    degree in Finance
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    certification in Colorado and Arizona mortgages
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    Photolender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joe Bowers (NMLS 511139), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/joe-bowers-511139, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.