Joe Jarock, photo from Xpert Home Lending

Joe Jarock

Loan Officer at Xpert Home Lending

NMLS ID 393904 (opens in a new tab) · verify at NMLS Consumer Access

Joe Jarock (NMLS 393904) is Loan Officer at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100036693). Also lists California, Georgia and Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2011 (per Colorado records).

Last verified . Sources: Xpert Home Lending (xperthomelending.com), Colorado state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: xperthomelending.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

California, Colorado, Georgia, Indiana

✓ Confirmed with the state regulator: CO (opens in a new tab) (100036693, since 2011), verified 2026-10-10.

Lender-reported: CA, GA, IN are listed on the lender page, not yet checked with the state regulator.

Contact

A quick automatic check keeps bots from harvesting contact details.

View profile at Xpert Home Lending (opens in a new tab)

We never see who you contact.

Employment history

  1. Xpert Home Lending NMLS 2179191

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Dedicated mortgage expert specializing in first-time homebuyers. Experienced wholesale mortgage broker committed to securing the best rates and terms.

Our summary of the lender page. Verified 2026-10-09.

Sources

Name and employerlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-10
Specialtieslender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
Summarylender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
Contactlender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
Photolender site · xperthomelending.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Joe Jarock (NMLS 393904), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/joe-jarock-393904, last verified 2026-10-09.

Is this you?

Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.