Joshua Champneys
Loan Officer at Empire Home Loans
NMLS ID 1156263 (opens in a new tab) · verify at NMLS Consumer Access
Joshua Champneys (NMLS 1156263) is Loan Officer at Empire Home Loans. Licensed in Florida, confirmed with the state regulator (license LO51597). Focus areas shown on the lender page: Real estate investor, Construction loan, FHA loan, Jumbo loan and Manufactured home. Licensed since 2018 (per Florida records). States 18 years of experience.
Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2018 (per Florida records)
- 18 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Real estate investorlender page
- Construction loanlender page
- FHA loanlender page
- Jumbo loanlender page
- Manufactured homelender page
- Renovation loan (203k / HomeStyle)lender page
- Reverse mortgagelender page
- USDA loanlender page
- VA loanlender page
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO51597, since 2018), verified 2026-10-09.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joshua is known as the "Mortgage Dad" with 18 years serving working families and 15 years of financial services experience across 20 states. A real estate investor with background in counseling and pastoral ministry, he specializes in helping families make sound financial decisions.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Branch Manager and Loan Officer, builder of multi-million-dollar financial services and insurance brokerages
- Source (opens in a new tab), verified 2026-10-09
- Community
- Volunteers teaching financial wellness courses on budgeting, insurance planning and retirement
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joshua Champneys (NMLS 1156263), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/joshua-champneys-1156263, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.