Timi Howe
Loan Officer at Empire Home Loans · Fair Oaks, CA
NMLS ID 187911 (opens in a new tab) · verify at NMLS Consumer Access
Timi Howe (NMLS 187911) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Focus areas shown on the lender page: First-time buyer and VA loan. States 21 years of experience.
Last verified . Sources: Empire Home Loans (empirehomeloans.com) and NMLS Consumer Access (license status, check live).
- 21 years experience (stated)
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
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Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Timi has over 21 years of mortgage industry experience, progressing from processor to loan officer and broker. They specialize in supporting first-time buyers, real estate investors, and military veterans.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Timi Howe (NMLS 187911), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/timi-howe-187911, last verified 2026-10-09.
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