Tim Halverson, photo from Empire Home Loans

Tim Halverson

Loan Officer at Empire Home Loans · Fair Oaks, CA

NMLS ID 240583 (opens in a new tab) · verify at NMLS Consumer Access

Tim Halverson (NMLS 240583) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO129948). Earliest state license record: July 2, 2024 (Florida), per state regulator. States 34 years of experience.

Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

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    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO129948, first effective 2024-07-02), verified 2026-10-09.

    Contact

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    Employment history

    1. Empire Home Loans NMLS 1839243

      Current · Fair Oaks, CA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Tim is a dedicated mortgage professional with 34 years of industry experience and is a Certified Divorce Lending Professional. One of the area's top lenders, he helps clients with all loan programs and serves as an El Dorado County Association of Realtors board member.

    Our summary of the lender page. Verified 2026-10-09.

    Credentials
    Certified Divorce Lending Professional
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    El Dorado County Association of Realtors Affiliate Citizen of the Year (2020, 2021, 2023)
    Source (opens in a new tab), verified 2026-10-09
    Role
    Chapter President of California Association of Mortgage Brokers/Professionals, served on State Board
    Source (opens in a new tab), verified 2026-10-09
    Community
    Served 14 years on board of Rolling Hills Community Services District, contributed over $100k to local charities
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Summarylender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    Contactlender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    Photolender site · empirehomeloans.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Tim Halverson (NMLS 240583), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/timothy-halverson-240583, last verified 2026-10-09.

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