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Loan programs · Kentucky

Bank statement loan officers in Kentucky

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Kentucky whose lender pages show Bank statement loan work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Agostino (Augie) Iacono (Barrett Financial Group, Brookfield) and William Commons (Assurance Financial, Baton Rouge). Ranking is lender-neutral: specialty evidence first, then a license in KY, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Bank statement loan
    • Asset-based qualifying
    • DSCR loan
    • Foreign national
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in KY (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Agostino (Augie) IaconoNMLS 283725

    Barrett Financial Group · Mortgage broker · Brookfield, WI · licensed in 11 states

    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Jumbo loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in KY (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    William CommonsNMLS 79745

    Assurance Financial · Baton Rouge, LA · licensed in 36 states

    • Bank statement loan
    • Asset-based qualifying
    • DSCR loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in KY (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Deborah Allred SantiagoNMLS 894630

    Union Home Mortgage · Lexington, KY · licensed in 2 states

    • Bank statement loan
    • 2 to 4 unit property
    • Condo
    • Construction loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in KY (listed on lender page, verified 2026-10-09)
    • Branch in Kentucky
    • No disciplinary actions on file at LenDb
  5. 5

    Ravi K BansalNMLS 2840451

    Loan Factory · Mortgage broker · Seattle, WA · licensed in 19 states

    • Bank statement loan
    • Real estate investor
    • Asset-based qualifying
    • Construction loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in KY (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.

  • Do you use personal or business statements, and what expense factor?
  • How do you treat large or irregular deposits?
  • How does pricing compare with a full documentation loan?

More about Bank statement loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in KY or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=KY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.