Loan programs · Virginia
Bank statement loan officers in Virginia
As of 2026-10-09, LenDb lists 23 loan officers licensed in or based in Virginia whose lender pages show Bank statement loan work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Kirk Taylor (CrossCountry Mortgage, Naples) and John Nguyen (Guild Mortgage, Boca Raton). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 23
- 1
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- Bank statement loan
- Asset-based qualifying
- DSCR loan
- Foreign national
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 2
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Bank statement loan
- 1099 income
- DSCR loan
- Self-employed
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 3
John NguyenNMLS 389742
Guild Mortgage · Boca Raton, FL · licensed in 21 states
- Bank statement loan
- 1099 income
- DSCR loan
- Non-QM loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 4
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- Bank statement loan
- DSCR loan
- FHA loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 5
Hunter StrayhornNMLS 1778160
CrossCountry Mortgage · Johnson City, TN · licensed in 3 states
- Bank statement loan
- DSCR loan
- FHA loan
- Manufactured home
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Tom CullenNMLS 459668
Princeton Mortgage · licensed in 5 states
- Bank statement loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- DSCR loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 7
Steve AndersonNMLS 1096829
Lit Financial Corporation · licensed in 12 states
- Bank statement loan
- DSCR loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 8
Lisa WheelerNMLS 250774
Embrace Home Loans · Tampa, FL · licensed in 5 states
- Bank statement loan
- 1099 income
- Down payment assistance
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 9
Ellie NelsonNMLS 1419225
Barrett Financial Group · Mortgage broker · Las Vegas, NV · licensed in 8 states
- Bank statement loan
- Construction loan
- First-time buyer
- Down payment assistance
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 10
Trisha CooperNMLS 1965251
ALCOVA Mortgage · Chantilly, VA · licensed in 3 states
- Bank statement loan
- First-time buyer
- Real estate investor
- Self-employed
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 5 years licensed
- 11
Ronald AtamianNMLS 963318
CrossCountry Mortgage · Allentown, PA · licensed in 6 states
- Bank statement loan
- 1099 income
- Asset-based qualifying
- Down payment assistance
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 12
Ken ByrneNMLS 187129
ALCOVA Mortgage · Chantilly, VA · licensed in 7 states
- Bank statement loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- 1 years licensed
- 13
Robert BatesNMLS 191832
ALCOVA Mortgage · Hardy, VA
- Bank statement loan
- DSCR loan
- FHA loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- No disciplinary actions on file at LenDb
- 14
Diana SampleNMLS 265398
ALCOVA Mortgage · Harrisonburg, VA
- Bank statement loan
- DSCR loan
- FHA loan
- HELOC
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- Branch in Virginia
- No disciplinary actions on file at LenDb
- 15
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- Bank statement loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 16
William CommonsNMLS 79745
Assurance Financial · Baton Rouge, LA · licensed in 36 states
- Bank statement loan
- Asset-based qualifying
- DSCR loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 17
Lekh SharmaNMLS 2503420
Guild Mortgage · High Point, NC · licensed in 4 states
- Bank statement loan
- First-time buyer
- Asset-based qualifying
- Construction loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Jeri ShoopNMLS 224331
Xpert Home Lending · Mortgage broker · licensed in 4 states
- Bank statement loan
- Self-employed
- VA loan
- DSCR loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Ravi K BansalNMLS 2840451
Loan Factory · Mortgage broker · Seattle, WA · licensed in 19 states
- Bank statement loan
- Real estate investor
- Asset-based qualifying
- Construction loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 20
Rachel PhamNMLS 1656687
Loan Factory · Mortgage broker · licensed in 4 states
- Bank statement loan
- 1099 income
- First-time buyer
- Low credit score
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Suresh SapkotaNMLS 2091996
Xpert Home Lending · Mortgage broker · licensed in 6 states
- Bank statement loan
- FHA loan
- ITIN borrower
- Jumbo loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Maikel HannaNMLS 2583311
Loan Factory · Mortgage broker · licensed in 2 states
- Bank statement loan
- 1099 income
- DSCR loan
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Brad RansierNMLS 2729164
Loan Factory · Mortgage broker · licensed in 3 states
- Bank statement loan
- Real estate investor
- DSCR loan
- FHA loan
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed in VA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.
- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in VA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=VA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.