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Loan programs · New Jersey

Bank statement loan officers in New Jersey

As of 2026-10-09, LenDb lists 9 loan officers licensed in or based in New Jersey whose lender pages show Bank statement loan work. The top-ranked are John Nguyen (Guild Mortgage, Boca Raton), Eric Rosemary (CrossCountry Mortgage, Boca Raton) and John Peter Bramley (Barrett Financial Group, Chandler). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 9

  1. 1

    John NguyenNMLS 389742

    Guild Mortgage · Boca Raton, FL · licensed in 21 states

    • Bank statement loan
    • 1099 income
    • DSCR loan
    • Non-QM loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Eric RosemaryNMLS 301253

    CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states

    • Bank statement loan
    • Asset-based qualifying
    • DSCR loan
    • Foreign national
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    John Peter BramleyNMLS 192835

    Barrett Financial Group · Chandler, AZ · licensed in 3 states

    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Jumbo loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Tracey RadinovicNMLS 997560

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states

    • Bank statement loan
    • DSCR loan
    • FHA loan
    • HELOC
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Alvin RansomNMLS 1666896

    Barrett Financial Group · Chandler, AZ · licensed in 4 states

    • Bank statement loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Steve FurdockNMLS 376017

    Lit Financial Corporation · licensed in 12 states

    • Bank statement loan
    • DSCR loan
    • Jumbo loan
    • Non-QM loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Gregory RutoloNMLS 34860

    Loan Factory · Medford, NJ · licensed in 2 states

    • Bank statement loan
    • HELOC
    • 1099 income
    • DSCR loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • Branch in New Jersey
    • No disciplinary actions on file at LenDb
  8. 8

    Vishal MoorjaniNMLS 2833632

    CrossCountry Mortgage · Montvale, NJ

    • Bank statement loan
    • 1099 income
    • Asset-based qualifying
    • DSCR loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  9. 9

    Anthony G RegaNMLS 399203

    Loan Factory · licensed in 5 states

    • Bank statement loan
    • Asset-based qualifying
    • Construction loan
    • DSCR loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NJ (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.

  • Do you use personal or business statements, and what expense factor?
  • How do you treat large or irregular deposits?
  • How does pricing compare with a full documentation loan?

More about Bank statement loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NJ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.