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Loan programs · Colorado

Bank statement loan officers in Colorado

As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Colorado whose lender pages show Bank statement loan work. The top-ranked are John Nguyen (Guild Mortgage, Boca Raton), Kirk Taylor (CrossCountry Mortgage, Naples) and Kelly Chacon (Guild Mortgage, Windsor). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    John NguyenNMLS 389742

    Guild Mortgage · Boca Raton, FL · licensed in 21 states

    • Bank statement loan
    • 1099 income
    • DSCR loan
    • Non-QM loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Kirk TaylorNMLS 312131

    CrossCountry Mortgage · Naples, FL · licensed in 16 states

    • Bank statement loan
    • 1099 income
    • DSCR loan
    • Self-employed
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Kelly ChaconNMLS 413612

    Guild Mortgage · Windsor, CO · licensed in 6 states

    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • Branch in Colorado
    • 1 years licensed
  4. 4

    David HostermanNMLS 220562

    Guild Mortgage · Greenwood Village, CO

    • Bank statement loan
    • FHA loan
    • HELOC
    • Jumbo loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  5. 5

    Steve CrossmanNMLS 995551

    CrossCountry Mortgage · McKinney, TX · licensed in 6 states

    • Bank statement loan
    • Asset-based qualifying
    • DSCR loan
    • Real estate investor
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Charles TollNMLS 1783114

    CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 2 states

    • Bank statement loan
    • 1099 income
    • Asset-based qualifying
    • DSCR loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Charles DavisNMLS 1740379

    Empire Home Loans · licensed in 5 states

    • Bank statement loan
    • DSCR loan
    • Reverse mortgage
    • Real estate investor
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Christopher GibsonNMLS 1910430

    C2 Financial Corporation · Denver, WA · licensed in 3 states

    • Bank statement loan
    • 1099 income
    • DSCR loan
    • Manufactured home
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Chad MayerNMLS 280921

    Guild Mortgage · Scottsdale, AZ · licensed in 12 states

    • Bank statement loan
    • DSCR loan
    • Non-QM loan
    • First-time buyer
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Staci CotterNMLS 404843

    Barrett Financial Group · Chandler, AZ · licensed in 9 states

    • Bank statement loan
    • Jumbo loan
    • Self-employed
    • FHA loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Lisa WheelerNMLS 250774

    Embrace Home Loans · Tampa, FL · licensed in 5 states

    • Bank statement loan
    • 1099 income
    • Down payment assistance
    • FHA loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Vickie NewmanNMLS 493951

    Guild Mortgage · Greenwood Village, CO · licensed in 4 states

    • Bank statement loan
    • First-time buyer
    • Jumbo loan
    • Reverse mortgage
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • Branch in Colorado
    • 4 years licensed
  13. 13

    Kayla ChaseNMLS 145990

    Lit Financial Corporation · licensed in 11 states

    • Bank statement loan
    • Condo
    • Jumbo loan
    • HELOC
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Susan van de PollNMLS 831038

    Xpert Home Lending · Colorado · licensed in 4 states

    • Bank statement loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • Branch in Colorado
    • 3 years licensed
  15. 15

    Sam BromleyNMLS 1151654

    Xpert Home Lending · licensed in 10 states

    • Bank statement loan
    • VA loan
    • Real estate investor
    • Asset-based qualifying
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  16. 16

    Charissa CruzNMLS 246806

    Guild Mortgage · Greenwood Village, CO

    • Bank statement loan
    • Asset-based qualifying
    • Down payment assistance
    • FHA loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  17. 17

    Timothy LaingNMLS 292567

    Xpert Home Lending · Colorado

    • Bank statement loan
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • Branch in Colorado
    • 25 years experience (stated on lender page, 2026-10-09)
  18. 18

    Yasir AburoumanNMLS 1036998

    Lit Financial Corporation · licensed in 4 states

    • Bank statement loan
    • VA loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Nic BuccaNMLS 1086681

    Lit Financial Corporation · licensed in 8 states

    • Bank statement loan
    • DSCR loan
    • Jumbo loan
    • HELOC
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Debbie LaneyNMLS 228108

    Xpert Home Lending · Colorado

    • Bank statement loan
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  21. 21

    Steve AndersonNMLS 1096829

    Lit Financial Corporation · licensed in 12 states

    • Bank statement loan
    • DSCR loan
    • HELOC
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Amanda AnghaNMLS 469784

    Xpert Home Lending · Colorado

    • Bank statement loan
    • FHA loan
    • ITIN borrower
    • Jumbo loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • Branch in Colorado
    • No disciplinary actions on file at LenDb
  23. 23

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • Bank statement loan
    • DSCR loan
    • FHA loan
    • First-time buyer
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Kyle BrunetNMLS 1237678

    Lit Financial Corporation · licensed in 9 states

    • Bank statement loan
    • Condo
    • DSCR loan
    • Jumbo loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • 10 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    William CommonsNMLS 79745

    Assurance Financial · Baton Rouge, LA · licensed in 36 states

    • Bank statement loan
    • Asset-based qualifying
    • DSCR loan
    • Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
    • Licensed in CO (state license, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.

  • Do you use personal or business statements, and what expense factor?
  • How do you treat large or irregular deposits?
  • How does pricing compare with a full documentation loan?

More about Bank statement loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in CO or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.