Loan programs · Illinois
Down payment assistance loan officers in Illinois
As of 2026-10-09, LenDb lists 162 loan officers licensed in or based in Illinois whose lender pages show Down payment assistance work. The top-ranked are John Lindstrom (Guild Mortgage, Chicago), Kim Martorano (Guild Mortgage, Chicago) and Zach Schwartz (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
John LindstromNMLS 220857
Guild Mortgage · Chicago, IL · licensed in 2 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 20 years experience (stated on lender page, 2026-10-09)
- 2
Kim MartoranoNMLS 225229
Guild Mortgage · Chicago, IL
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 25 years experience (stated on lender page, 2026-10-09)
- 3
Zach SchwartzNMLS 894131
LeaderOne Financial · Oak Brook, IL · licensed in 3 states
- Down payment assistance
- Construction loan
- FHA loan
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 13 years licensed
- 4
Kristen ForbesNMLS 755946
CrossCountry Mortgage · Hanover Park, IL · licensed in 5 states
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 7 years licensed
- 5
Chris MartoranoNMLS 130044
Guild Mortgage · Chicago, IL · licensed in 10 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 10 years licensed
- 6
Carl MelbyNMLS 201079
Guild Mortgage · Aurora, IL · licensed in 3 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 10 years licensed
- 7
John SchwabNMLS 223945
Guild Mortgage · Aurora, IL · licensed in 10 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 7 years licensed
- 8
Beth LewisNMLS 219774
CrossCountry Mortgage · Evanston, IL · licensed in 23 states
- Down payment assistance
- Co-op
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 15 years licensed
- 9
Jennifer MantaiNMLS 138224
Guild Mortgage · Merrillville, IN · licensed in 3 states
- Down payment assistance
- DSCR loan
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- 23 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Lisa J. FosterNMLS 461656
Homeowners Financial Group · Las Vegas, NV · licensed in 3 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Alex MargulisNMLS 192878
CrossCountry Mortgage · Chicago, IL · licensed in 29 states
- Down payment assistance
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 13 years licensed
- 12
Cary MeyersNMLS 584519
Guild Mortgage · Oswego, IL · licensed in 6 states
- Down payment assistance
- DSCR loan
- FHA loan
- Real estate investor
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 5 years licensed
- 13
Jess RiellyNMLS 607876
Envoy Mortgage · Roscoe, IL · licensed in 2 states
- Down payment assistance
- FHA loan
- Real estate investor
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 5 years licensed
- 14
Cari ZepedaNMLS 1939523
Guild Mortgage · Aurora, IL · licensed in 11 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 5 years licensed
- 15
Joanne RogersNMLS 223618
CrossCountry Mortgage · Deerfield, IL · licensed in 11 states
- Down payment assistance
- Real estate investor
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 12 years licensed
- 16
Kurt DoyNMLS 581931
Guild Mortgage · Oswego, IL · licensed in 6 states
- Down payment assistance
- FHA loan
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 4 years licensed
- 17
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Down payment assistance
- First-time buyer
- Jumbo loan
- Physician and medical professional
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Ron HaddadNMLS 204443
Union Home Mortgage · Arlington Heights, IL · licensed in 8 states
- Down payment assistance
- Jumbo loan
- New construction
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 3 years licensed
- 19
Gilbert SalazarNMLS 344711
Guild Mortgage · Irvine, CA · licensed in 7 states
- Down payment assistance
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 20
Jonathan SalinasNMLS 2451140
CrossCountry Mortgage · Memphis, TN · licensed in 6 states
- Down payment assistance
- DSCR loan
- ITIN borrower
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 21
Juan Agustin FleitasNMLS 219823
CrossCountry Mortgage · Berwyn, IL · licensed in 11 states
- Down payment assistance
- Non-QM loan
- VA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 9 years licensed
- 22
Diane ReyesNMLS 221930
Guild Mortgage · Aurora, IL · licensed in 2 states
- Down payment assistance
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- 30 years experience (stated on lender page, 2026-10-09)
- 23
Michael E VogtNMLS 275381
Guild Mortgage · Swansea, IL · licensed in 2 states
- Down payment assistance
- FHA loan
- First-time buyer
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- Branch in Illinois
- No disciplinary actions on file at LenDb
- 24
Kimberly O McCloudNMLS 762141
JPMorgan Chase Bank (Chase Home Lending) · Homewood, IL
- Down payment assistance
- Co-op
- Condo
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Branch in Illinois; no license list on file yet, verify at NMLS Consumer Access
- 24 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Jillian BrotanNMLS 1685151
Fairway Independent Mortgage Corporation · Crown Point, IN · licensed in 3 states
- Down payment assistance
- First-time buyer
- VA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IL (listed on lender page, verified 2026-10-09)
- 5 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=IL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.