LenDb.ai

Loan programs · Vermont

Down payment assistance loan officers in Vermont

As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in Vermont whose lender pages show Down payment assistance work. The top-ranked are Kate Reagan (Guild Mortgage, Easthampton), Jevon Robertson (LeaderOne Financial, Oak Brook) and George Koutsos (CrossCountry Mortgage, Beverly). Ranking is lender-neutral: specialty evidence first, then a license in VT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 6

  1. 1

    Kate ReaganNMLS 19006

    Guild Mortgage · Easthampton, MA · licensed in 7 states

    • Down payment assistance
    • Self-employed
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  2. 2

    Jevon RobertsonNMLS 763752

    LeaderOne Financial · Oak Brook, IL · licensed in 7 states

    • Down payment assistance
    • First-time buyer
    • Real estate investor
    • Self-employed
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  3. 3

    George KoutsosNMLS 29613

    CrossCountry Mortgage · Beverly, MA · licensed in 15 states

    • Down payment assistance
    • Jumbo loan
    • First-time buyer
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)
    • States 35 years of experience (lender page, 2026-10-09)
  4. 4

    Christine IntrabartolaNMLS 22783

    Embrace Home Loans · Melville, NY · licensed in 7 states

    • Down payment assistance
    • FHA loan
    • USDA loan
    • VA loan
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  5. 5

    Andre YarinaNMLS 1408534

    CrossCountry Mortgage · Cleveland, OH · licensed in 35 states

    • Down payment assistance
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  6. 6

    Richard Ricky JarvisNMLS 1301286

    Embrace Home Loans · Melville, NY · licensed in 10 states

    • Down payment assistance
    • FHA loan
    • USDA loan
    • VA loan
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)

Before you choose

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

  • Which down payment assistance programs are you approved for here?
  • Is the assistance a grant, a forgivable loan, or a repayable second?
  • Are there income, purchase price or first-time buyer limits?

More about Down payment assistance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a VT license is confirmed with the state regulator (check mark), VT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=VT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.