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Loan programs · New Hampshire

FHA loan officers in New Hampshire

As of 2026-10-09, LenDb lists 55 loan officers licensed in or based in New Hampshire whose lender pages show FHA loan work. The top-ranked are Sarah Haberkorn (Envoy Mortgage, Dover), Lisa Capicchioni (Guild Mortgage, Manchester) and Tony Raby (Guild Mortgage, North Attleboro). Ranking is lender-neutral: specialty evidence first, then a license in NH, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Sarah HaberkornNMLS 42492

    Envoy Mortgage · Dover, NH · licensed in 5 states

    • FHA loan
    • USDA loan
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Dover, NH
    • Licensed since 2020 (per Florida records)
    • States 19 years of experience (lender page, 2026-10-09)
  2. 2

    Lisa CapicchioniNMLS 157850

    Guild Mortgage · Manchester, NH · licensed in 4 states

    • FHA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Manchester, NH
    • Licensed since 2025 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  3. 3

    Tony RabyNMLS 3961

    Guild Mortgage · North Attleboro, MA · licensed in 5 states

    • FHA loan
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  4. 4

    Fred DamoreNMLS 4395

    Fairway Independent Mortgage Corporation · Methuen, MA · licensed in 4 states

    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Real estate investor
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  5. 5

    Susan McGrathNMLS 366451

    CrossCountry Mortgage · Naples, FL · licensed in 5 states

    • FHA loan
    • VA loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 40 years of experience (lender page, 2026-10-09)
  6. 6

    Alina BurkeNMLS 509630

    Success Mortgage Partners · Portland, ME · licensed in 4 states

    • FHA loan
    • Construction loan
    • DSCR loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 24 years of experience (lender page, 2026-10-09)
  7. 7

    Shannon OdomNMLS 509649

    LeaderOne Financial · Bangor, ME · licensed in 13 states

    • FHA loan
    • Non-QM loan
    • USDA loan
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  8. 8

    Natalie MalinowskiNMLS 2050805

    CrossCountry Mortgage · Topsfield, MA · licensed in 4 states

    • FHA loan
    • VA loan
    • First-time buyer
    • HELOC
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  9. 9

    Trevor McFarlandNMLS 38803

    Guild Mortgage · Worcester, MA · licensed in 7 states

    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  10. 10

    Jon LibmanNMLS 14174

    Guild Mortgage · North Attleboro, MA · licensed in 4 states

    • FHA loan
    • DSCR loan
    • First-time buyer
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  11. 11

    Will PendergraftNMLS 887706

    Churchill Mortgage · licensed in 20 states

    • FHA loan
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  12. 12

    Bianca CannatellaNMLS 2304332

    CrossCountry Mortgage · Peabody, MA · licensed in 4 states

    • FHA loan
    • First-time buyer
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  13. 13

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • FHA loan
    • Condo
    • Down payment assistance
    • Jumbo loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  14. 14

    John KoutrobisNMLS 4601

    CrossCountry Mortgage · Salem, NH · licensed in 2 states

    • FHA loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Salem, NH
    • States 25 years of experience (lender page, 2026-10-09)
  15. 15

    Chad GoetzNMLS 5128

    CrossCountry Mortgage · Salem, NH · licensed in 7 states

    • FHA loan
    • Jumbo loan
    • Non-QM loan
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Salem, NH
    • Licensed since 2016 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  16. 16

    Michael GendreauNMLS 45832

    CrossCountry Mortgage · Salem, NH · licensed in 2 states

    • FHA loan
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Office in Salem, NH
    • States 22 years of experience (lender page, 2026-10-09)
  17. 17

    Greg AfarianNMLS 6393

    CrossCountry Mortgage · Andover, MA · licensed in 3 states

    • FHA loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  18. 18

    Steven BokserNMLS 18935

    CrossCountry Mortgage · Beverly, MA · licensed in 2 states

    • FHA loan
    • Real estate investor
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  19. 19

    Paula HarrisNMLS 18950

    CrossCountry Mortgage · Beverly, MA · licensed in 2 states

    • FHA loan
    • Jumbo loan
    • Real estate investor
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • States 35 years of experience (lender page, 2026-10-09)
  20. 20

    Brandon PrattNMLS 46922

    CrossCountry Mortgage · Beverly, MA · licensed in 6 states

    • FHA loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  21. 21

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • FHA loan
    • First-time buyer
    • Real estate investor
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  22. 22

    Frank CimpermanNMLS 194237

    CrossCountry Mortgage · Cleveland, OH · licensed in 50 states

    • FHA loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  23. 23

    Jason CotaNMLS 232220

    CrossCountry Mortgage · Winter Park, FL · licensed in 13 states

    • FHA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 17 years of experience (lender page, 2026-10-09)
  24. 24

    Joseph RoumelisNMLS 21781

    CrossCountry Mortgage · Greenville, RI · licensed in 8 states

    • FHA loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  25. 25

    Matthew ShanlianNMLS 457573

    CrossCountry Mortgage · Wooster, OH · licensed in 34 states

    • FHA loan
    • First-time buyer
    • NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists FHA loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)

Before you choose

Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.

  • What minimum credit score do you accept for FHA, with or without overlays?
  • How do you handle FHA appraisal repair requirements?
  • What will mortgage insurance cost over the life of the loan?

More about FHA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NH license is confirmed with the state regulator (check mark), NH is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=fha&state=NH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.