Borrower situations · New York
Loan officers for foreign nationals in New York
As of 2026-10-26, LenDb lists 7 loan officers licensed in or based in New York whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Darren Stuart (GuardHill Financial LLC) and Joe Kahn (United Nations Federal Credit Union, Long Island City). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 7
- 1
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- Foreign national
- Bank statement loan
- Asset-based qualifying
- DSCR loan
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Lists Foreign national on lender page (lender page, verified 2026-10-22)
- Earliest state license record: April 20, 2011 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 2
Darren StuartNMLS 463667
GuardHill Financial LLC · licensed in 4 states
- Foreign national
- Real estate investor
- 2 to 4 unit property
- Co-op
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Lists Foreign national on lender page (lender page, verified 2026-10-26)
- Earliest state license record: April 26, 2021 (Florida), per state regulator
- States 18 years of experience (lender page, 2026-10-15)
- 3
Joe KahnNMLS 181898
United Nations Federal Credit Union · Credit union · Long Island City, NY
- Foreign national
- Likely federally registered (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Foreign national on lender page (lender page, verified 2026-10-26)
- Office in Long Island City, NY
- States 17 years of experience (lender page, 2026-10-16)
- 4
Maryla CiechanowiczNMLS 153894
GuardHill Financial LLC · licensed in 5 states
- Foreign national
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Lists Foreign national on lender page (lender page, verified 2026-10-26)
- Earliest state license record: January 13, 2022 (Texas), per state regulator
- 5
Wendy HuangNMLS 1271429
GuardHill Financial LLC · licensed in 6 states
- Foreign national
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Lists Foreign national on lender page (lender page, verified 2026-10-26)
- Earliest state license record: September 21, 2018 (Florida), per state regulator
- 6
Dennis VoNMLS 202984
CMG Home Loans · Miami, FL · licensed in 5 states
- Foreign national
- Asset-based qualifying
- Bank statement loan
- Condo
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Lists Foreign national on lender page (lender page, verified 2026-10-20)
- Earliest state license record: March 5, 2018 (Florida), per state regulator
- 7
Belal KhalidNMLS 2076564
Guaranteed Rate Affinity, LLC · Mount Laurel, NJ · licensed in 4 states
- Foreign national
- ✓Licensed in NY: confirmed with the New York regulator, verified 2026-10-14
- Lists Foreign national on lender page (lender page, verified 2026-10-21)
- Earliest state license record: July 27, 2021 (Texas), per state regulator
Before you choose
Only a few lenders accept foreign income, foreign credit references and international documentation.
- What documents do you accept to verify foreign income and credit?
- What down payment and reserves do foreign national loans need?
- Can funds come from an overseas account?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NY license is confirmed with the state regulator (check mark), NY is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=foreign-national&state=NY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.