Loan programs · New York
HELOC loan officers in New York
As of 2026-10-09, LenDb lists 47 loan officers licensed in or based in New York whose lender pages show HELOC work. The top-ranked are Daniel McDermott (CrossCountry Mortgage, Montvale), Christopher Ruddle (JPMorgan Chase Bank (Chase Home Lending), New York) and Iris Legaspi (First Citizens Bank, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Daniel McDermottNMLS 430030
CrossCountry Mortgage · Montvale, NJ · licensed in 26 states
- HELOC
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 2
Christopher RuddleNMLS 602271
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- HELOC
- Co-op
- Condo
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- 3
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- HELOC
- Down payment assistance
- Physician and medical professional
- Self-employed
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- 4
Michael ColellaNMLS 1466855
Embrace Home Loans · Basking Ridge, NJ · licensed in 6 states
- HELOC
- FHA loan
- Jumbo loan
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 5
James BellingNMLS 1665675
JPMorgan Chase Bank (Chase Home Lending) · Bank · Oceanside, NY
- HELOC
- Co-op
- Condo
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Oceanside, NY
- Licensed since 2022 (per Florida records)
- 6
George SkrepetosNMLS 588010
JPMorgan Chase Bank (Chase Home Lending) · Bank · Hewlett, NY
- HELOC
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Hewlett, NY
- 7
Yuriy BelkovskyyNMLS 602253
JPMorgan Chase Bank (Chase Home Lending) · Bank · Brooklyn, NY
- HELOC
- FHA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Brooklyn, NY
- 8
Md AlamNMLS 2833970
JPMorgan Chase Bank (Chase Home Lending) · Bank · Jamaica, NY
- HELOC
- Vacation home
- FHA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Jamaica, NY
- 9
Vincent TrapaniNMLS 12572
JPMorgan Chase Bank (Chase Home Lending) · Bank · North Massapequa, NY
- HELOC
- Co-op
- Condo
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in North Massapequa, NY
- 10
William FerrisNMLS 109622
JPMorgan Chase Bank (Chase Home Lending) · Bank · Rockville Centre, NY
- HELOC
- Co-op
- Condo
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Rockville Centre, NY
- 11
Crystal JohnsonNMLS 111624
JPMorgan Chase Bank (Chase Home Lending) · Bank · Huntington Station, NY
- HELOC
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Huntington Station, NY
- 12
Joseph BonomoloNMLS 625906
JPMorgan Chase Bank (Chase Home Lending) · Bank · Franklin Square, NY
- HELOC
- Co-op
- Condo
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Franklin Square, NY
- 13
Daniel FuNMLS 1033377
JPMorgan Chase Bank (Chase Home Lending) · Bank · New York, NY
- HELOC
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in New York, NY
- 14
Anthony PelusoNMLS 1173871
JPMorgan Chase Bank (Chase Home Lending) · Bank · Levittown, NY
- HELOC
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Levittown, NY
- 15
Daniel CassutoNMLS 1464554
JPMorgan Chase Bank (Chase Home Lending) · Bank · Hauppauge, NY
- HELOC
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Hauppauge, NY
- 16
Tushar KumarNMLS 600018
JPMorgan Chase Bank (Chase Home Lending) · Bank · Long Island City, NY
- HELOC
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Long Island City, NY
- 17
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- HELOC
- Construction loan
- FHA loan
- VA loan
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Brooklyn, NY
- Licensed since 2019 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 18
Maryann TaorminaNMLS 28020
CrossCountry Mortgage · Tampa, FL · licensed in 8 states
- HELOC
- First-time buyer
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 40 years of experience (lender page, 2026-10-09)
- 19
Mark HarrisonNMLS 61180
CrossCountry Mortgage · Delray Beach, FL · licensed in 4 states
- HELOC
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 32 years of experience (lender page, 2026-10-09)
- 20
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- HELOC
- FHA loan
- VA loan
- First-time buyer
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Steven SlaskiNMLS 141931
CrossCountry Mortgage · Allentown, PA · licensed in 6 states
- HELOC
- First-time buyer
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 22
Scott SchneidermanNMLS 219043
CrossCountry Mortgage · Chicago, IL · licensed in 34 states
- HELOC
- First-time buyer
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 23
Phil RussoNMLS 8676
CrossCountry Mortgage · Wayne, PA · licensed in 27 states
- HELOC
- First-time buyer
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 24
Christopher KeelinNMLS 63764
CrossCountry Mortgage · Denville, NJ · licensed in 42 states
- HELOC
- First-time buyer
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 25
David PickeringNMLS 12134
CrossCountry Mortgage · Cleveland, OH · licensed in 28 states
- HELOC
- First-time buyer
- NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NY license is confirmed with the state regulator (check mark), NY is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=NY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.