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Borrower situations · Indiana

Loan officers for ITIN borrowers in Indiana

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Indiana whose lender pages show ITIN borrower work. The top-ranked are Christy White (Guild Mortgage, Indianapolis), Jonathan Edwards (Guild Mortgage, Greenwood Village) and Pauline Garcia (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Christy WhiteNMLS 543306

    Guild Mortgage · Indianapolis, IN · licensed in 2 states

    • ITIN borrower
    • First-time buyer
    • Real estate investor
    • Bank statement loan
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • Branch in Indiana
    • 27 years experience (stated on lender page, 2026-10-09)
  2. 2

    Jonathan EdwardsNMLS 671258

    Guild Mortgage · Greenwood Village, CO · licensed in 12 states

    • ITIN borrower
    • Real estate investor
    • Self-employed
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Pauline GarciaNMLS 219961

    LeaderOne Financial · Oak Brook, IL · licensed in 4 states

    • ITIN borrower
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Titi AdelekanNMLS 2646321

    Ruoff Mortgage · Georgia · licensed in 2 states

    • ITIN borrower
    • DSCR loan
    • Real estate investor
    • Vacation home
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Edwin Y MatosNMLS 2749585

    Loan Factory · Mortgage broker · licensed in 4 states

    • ITIN borrower
    • FHA loan
    • Non-QM loan
    • Self-employed
    • Lists ITIN borrower on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Agency loans require a Social Security number, so ITIN loans come from a limited set of portfolio and non-QM lenders.

  • Do you offer ITIN loans, and what down payment do they need?
  • How do you verify my income and credit history?
  • Can I refinance into a different loan later?

More about ITIN borrower

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=itin&state=IN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.