Loan programs · Indiana
Non-QM loan officers in Indiana
As of 2026-10-10, LenDb lists 48 loan officers licensed in or based in Indiana whose lender pages show Non-QM loan work. The top-ranked are Archie E. Vetter (Neighborhood Loans), Chris Drane (Guild Mortgage, Clarksville) and Chad Fallis (CrossCountry Mortgage, Carmel). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Archie E. VetterNMLS 203614
Neighborhood Loans · licensed in 20 states
- Non-QM loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-10)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-10)
- 2
Chris DraneNMLS 19621
Guild Mortgage · Clarksville, IN · licensed in 5 states
- Non-QM loan
- First-time buyer
- Manufactured home
- VA loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Office in Clarksville, IN
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Chad FallisNMLS 292827
CrossCountry Mortgage · Carmel, IN · licensed in 4 states
- Non-QM loan
- First-time buyer
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Office in Carmel, IN
- Licensed since 2019 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 4
Jennifer LehmanNMLS 1588449
CrossCountry Mortgage · Mishawaka, IN · licensed in 2 states
- Non-QM loan
- Self-employed
- Down payment assistance
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Office in Mishawaka, IN
- States 25 years of experience (lender page, 2026-10-09)
- 5
Charles TollNMLS 1783114
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 17 states
- Non-QM loan
- Real estate investor
- Self-employed
- First-time buyer
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- 6
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- Non-QM loan
- Condo
- First-time buyer
- New construction
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Colorado records)
- 7
Roland GomezNMLS 133724
CrossCountry Mortgage · Orland Park, IL · licensed in 5 states
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Condo
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 8
Jason SmithNMLS 210839
CrossCountry Mortgage · Scottsdale, AZ · licensed in 18 states
- Non-QM loan
- Down payment assistance
- Jumbo loan
- VA loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 9
Lindsey Baab-AkersNMLS 378853
CrossCountry Mortgage · Beavercreek, OH · licensed in 6 states
- Non-QM loan
- VA loan
- First-time buyer
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 26 years of experience (lender page, 2026-10-09)
- 10
Josh PatrickNMLS 667835
CrossCountry Mortgage · Newport Beach, CA · licensed in 18 states
- Non-QM loan
- Jumbo loan
- First-time buyer
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 11
Jared PaulNMLS 974114
CrossCountry Mortgage · Scottsdale, AZ · licensed in 21 states
- Non-QM loan
- VA loan
- FHA loan
- First-time buyer
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 12
Sarena TalbertNMLS 1043739
CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states
- Non-QM loan
- Jumbo loan
- Reverse mortgage
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 13
Kristina HayesNMLS 1057175
Churchill Mortgage · Irvine, CA · licensed in 24 states
- Non-QM loan
- FHA loan
- VA loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 35 years of experience (lender page, 2026-10-09)
- 14
Rick LindsayNMLS 1085250
CrossCountry Mortgage · Dardenne Prairie, MO · licensed in 7 states
- Non-QM loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 15
Charles OliverNMLS 175312
CrossCountry Mortgage · Delray Beach, FL · licensed in 15 states
- Non-QM loan
- Down payment assistance
- HELOC
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 16
Michael MizrahiNMLS 188831
CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states
- Non-QM loan
- Jumbo loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- 17
Steve FurdockNMLS 376017
Lit Financial Corporation · licensed in 12 states
- Non-QM loan
- Bank statement loan
- DSCR loan
- Jumbo loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 18
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Non-QM loan
- Condo
- Real estate investor
- Jumbo loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 13 years of experience (lender page, 2026-10-09)
- 19
Sam McMullenNMLS 1605300
CrossCountry Mortgage · Brentwood, TN · licensed in 15 states
- Non-QM loan
- VA loan
- First-time buyer
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- States 13 years of experience (lender page, 2026-10-09)
- 20
Dan GjeldumNMLS 686529
CrossCountry Mortgage · Hinsdale, IL · licensed in 43 states
- Non-QM loan
- Jumbo loan
- VA loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- 21
Travis BlaytonNMLS 1493984
CrossCountry Mortgage · Florence, SC · licensed in 4 states
- Non-QM loan
- Condo
- Jumbo loan
- Real estate investor
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- States 10 years of experience (lender page, 2026-10-09)
- 22
Peter CostakosNMLS 139540
CrossCountry Mortgage · Purchase, NY · licensed in 25 states
- Non-QM loan
- Jumbo loan
- First-time buyer
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 23
Rodney MasonNMLS 151088
CrossCountry Mortgage · Atlanta, GA · licensed in 11 states
- Non-QM loan
- Down payment assistance
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 24
Juan Agustin FleitasNMLS 219823
CrossCountry Mortgage · Berwyn, IL · licensed in 11 states
- Non-QM loan
- Down payment assistance
- VA loan
- FHA loan
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 25
Ryan JewettNMLS 1501109
CrossCountry Mortgage · Chicago, IL · licensed in 3 states
- Non-QM loan
- First-time buyer
- HELOC
- IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
Before you choose
Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.
- Which non-QM investors do you work with?
- Why does my situation need non-QM rather than an agency loan?
- Is there a prepayment penalty, and can I refinance later?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a IN license is confirmed with the state regulator (check mark), IN is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=IN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.