Loan programs · Indiana
HELOC loan officers in Indiana
As of 2026-10-09, LenDb lists 85 loan officers licensed in or based in Indiana whose lender pages show HELOC work. The top-ranked are Tom Lade (CrossCountry Mortgage, Columbus), Daniel McDermott (CrossCountry Mortgage, Montvale) and Bill White (CrossCountry Mortgage, Cincinnati). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Tom LadeNMLS 962607
CrossCountry Mortgage · Columbus, OH · licensed in 10 states
- HELOC
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 2
Daniel McDermottNMLS 430030
CrossCountry Mortgage · Montvale, NJ · licensed in 26 states
- HELOC
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 3
Bill WhiteNMLS 2268018
CrossCountry Mortgage · Cincinnati, OH · licensed in 15 states
- HELOC
- First-time buyer
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 4
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- HELOC
- Bank statement loan
- DSCR loan
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 5
Kris HermannNMLS 1247814
Lit Financial Corporation · licensed in 8 states
- HELOC
- FHA loan
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Jason KainNMLS 438557
Fairway Independent Mortgage Corporation · Columbus, IN
- HELOC
- First-time buyer
- Real estate investor
- Vacation home
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 4 years licensed
- 7
Enrique Pelayo JrNMLS 131435
Loan Factory · Mortgage broker · licensed in 3 states
- HELOC
- FHA loan
- Jumbo loan
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 8
Tyann SanchezNMLS 608673
Fairway Independent Mortgage Corporation · Fort Wayne, IN · licensed in 3 states
- HELOC
- Down payment assistance
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 5 years experience (stated on lender page, 2026-10-09)
- 9
Jared MaxwellNMLS 19167
Embrace Home Loans · Middletown, RI · licensed in 23 states
- HELOC
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 10
Gene CooneyNMLS 438579
Ruoff Mortgage · licensed in 2 states
- HELOC
- New construction
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Mandy DudleyNMLS 2724079
- HELOC
- Down payment assistance
- First-time buyer
- New construction
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 25 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Dan SmithNMLS 2784335
Ruoff Mortgage · Bloomington, IN
- HELOC
- FHA loan
- First-time buyer
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 15 years experience (stated on lender page, 2026-10-09)
- 13
Arnell Brady IINMLS 1128672
JPMorgan Chase Bank (Chase Home Lending) · Chicago, IL · licensed in 11 states
- HELOC
- Co-op
- Condo
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 14
Jennifer TerhuneNMLS 650420
U.S. Bank · Chandler, IN
- HELOC
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 15
Corey VandenbergNMLS 563900
Success Mortgage Partners · Grand Rapids, MI · licensed in 10 states
- HELOC
- First-time buyer
- Condo
- Construction loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 16
Karan RastallNMLS 763395
- HELOC
- FHA loan
- New construction
- Renovation loan (203k / HomeStyle)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Jenn GawendaNMLS 755952
Guild Mortgage · Aurora, IL · licensed in 7 states
- HELOC
- First-time buyer
- Down payment assistance
- FHA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 18
Anthony DesanoNMLS 12319
Embrace Home Loans · Middletown, RI · licensed in 24 states
- HELOC
- First-time buyer
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 19
Jeff HammelNMLS 162437
Ruoff Mortgage · licensed in 17 states
- HELOC
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 20
Jordan HeatherlyNMLS 1312244
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- HELOC
- FHA loan
- Non-QM loan
- Real estate investor
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 21
Jim WirtesNMLS 107784
JPMorgan Chase Bank (Chase Home Lending) · West Lafayette, IN
- HELOC
- Self-employed
- VA loan
- First-time buyer
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 22
Jeff TaylorNMLS 443611
JPMorgan Chase Bank (Chase Home Lending) · Plainfield, IN
- HELOC
- VA loan
- FHA loan
- First-time buyer
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 23
Ashley FoulkesNMLS 1339397
JPMorgan Chase Bank (Chase Home Lending) · Elkhart, IN
- HELOC
- FHA loan
- First-time buyer
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 24
Rob DeHoffNMLS 1809330
JPMorgan Chase Bank (Chase Home Lending) · Shelbyville, IN
- HELOC
- FHA loan
- Self-employed
- VA loan
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 25
Audrey McClellandNMLS 2307759
CrossCountry Mortgage · Carmel, IN
- HELOC
- FHA loan
- First-time buyer
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=IN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.