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Property types · Montana

New construction loan officers in Montana

As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Montana whose lender pages show New construction work. The top-ranked are Joe Walker (CrossCountry Mortgage, Spokane Valley), Erin Hendricks (Intercap Lending, Pleasant Grove) and Jessica Uphoff (Homeowners Financial Group, Westminster). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 4

  1. 1

    Joe WalkerNMLS 299499

    CrossCountry Mortgage · Spokane Valley, WA · licensed in 4 states

    • New construction
    • Manufactured home
    • FHA loan
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • States 24 years of experience (lender page, 2026-10-09)
  2. 2

    Erin HendricksNMLS 90634

    Intercap Lending · Pleasant Grove, UT · licensed in 22 states

    • New construction
    • Construction loan
    • Down payment assistance
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Jessica UphoffNMLS 174999

    Homeowners Financial Group · Westminster, CO · licensed in 12 states

    • New construction
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  4. 4

    Kimberly MacDonaldNMLS 470804

    U.S. Bank · Bank · Billings, MT

    • New construction
    • Construction loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists New construction on lender page (lender page, verified 2026-10-09)
    • Office in Billings, MT

Before you choose

Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.

  • Can you offer an extended rate lock that covers the build timeline?
  • How do you compare with the builder's preferred lender incentives?
  • What happens if the completion date slips?

More about New construction

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MT license is confirmed with the state regulator (check mark), MT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=MT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.