Property types · Texas
New construction loan officers in Texas
As of 2026-10-09, LenDb lists 34 loan officers licensed in or based in Texas whose lender pages show New construction work. The top-ranked are James Ward (Fairway Independent Mortgage Corporation, Houston), Debbie Hardee (Union Home Mortgage, League City) and Chris Armbruster (Union Home Mortgage, Roanoke). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
James WardNMLS 168854
Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states
- New construction
- FHA loan
- First-time buyer
- Jumbo loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 25 years experience (stated on lender page, 2026-10-09)
- 2
Debbie HardeeNMLS 179988
Union Home Mortgage · League City, TX
- New construction
- FHA loan
- First-time buyer
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 20 years experience (stated on lender page, 2026-10-09)
- 3
Chris ArmbrusterNMLS 1141561
Union Home Mortgage · Roanoke, TX · licensed in 10 states
- New construction
- First-time buyer
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 9 years licensed
- 4
Julian RetanNMLS 2841984
Highlands Residential Mortgage · Allen, TX
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 12 years experience (stated on lender page, 2026-10-09)
- 5
Bobbie GreenmanNMLS 334493
Guild Mortgage · San Antonio, TX · licensed in 3 states
- New construction
- Jumbo loan
- Reverse mortgage
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 5 years licensed
- 6
Michael DeWittNMLS 129465
Highlands Residential Mortgage · Allen, TX · licensed in 4 states
- New construction
- FHA loan
- First-time buyer
- Jumbo loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 5 years licensed
- 7
Misty StewartNMLS 280093
LoanPeople · Texas
- New construction
- First-time buyer
- Real estate investor
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- No disciplinary actions on file at LenDb
- 8
Amanda StewartNMLS 292478
LoanPeople · Texas
- New construction
- FHA loan
- USDA loan
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- No disciplinary actions on file at LenDb
- 9
Joshua MitchellNMLS 2064664
Guild Mortgage · Boerne, TX
- New construction
- First-time buyer
- VA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- No disciplinary actions on file at LenDb
- 10
Jess UphoffNMLS 174999
Homeowners Financial Group · Westminster, CO · licensed in 12 states
- New construction
- Construction loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 11
Ann GeskeNMLS 239635
C2 Financial Corporation · California · licensed in 4 states
- New construction
- Construction loan
- FHA loan
- Real estate investor
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 12
Ryan SandellNMLS 221731
NFM Lending · Tempe, AZ · licensed in 10 states
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 13
Sheri WatkinsNMLS 279665
Ruoff Mortgage · licensed in 8 states
- New construction
- First-time buyer
- Vacation home
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 14
Shane StaplesNMLS 1296290
NFM Lending · Tempe, AZ · licensed in 11 states
- New construction
- Down payment assistance
- FHA loan
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 15
Gabriela AbadNMLS 1374686
Mutual of Omaha Mortgage · Charlotte, NC · licensed in 4 states
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 16
Casey KiserNMLS 729436
Guild Mortgage · Longmont, CO · licensed in 14 states
- New construction
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 17
Aimia "Mimi" MireNMLS 128546
GMFS Mortgage · Lafayette, LA · licensed in 6 states
- New construction
- Construction loan
- Down payment assistance
- FHA loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 18
Brandon HansenNMLS 283559
Guild Mortgage · Toquerville, UT · licensed in 11 states
- New construction
- Asset-based qualifying
- Real estate investor
- Reverse mortgage
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 19
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- New construction
- Condo
- First-time buyer
- Non-QM loan
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 20
Terry RayNMLS 1473299
Prosperity Bank · Weatherford, TX
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Branch in Texas; no license list on file yet, verify at NMLS Consumer Access
- 10 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Alan EasterwoodNMLS 644550
TowneBank Mortgage · Anniston, AL · licensed in 18 states
- New construction
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Tim SecorNMLS 793567
Guild Mortgage · Plano, TX
- New construction
- Down payment assistance
- First-time buyer
- Manufactured home
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- No disciplinary actions on file at LenDb
- 23
Erin HendricksNMLS 90634
Intercap Lending · Pleasant Grove, UT · licensed in 22 states
- New construction
- Down payment assistance
- FHA loan
- First-time buyer
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 24
Tracy BolenNMLS 1734508
American Pacific Mortgage · Roseville, CA · licensed in 51 states
- New construction
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 25
Brian SewellNMLS 212085
Guild Mortgage · Frankfort, IL · licensed in 6 states
- New construction
- First-time buyer
- Real estate investor
- Self-employed
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.
- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TX or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.