Borrower situations · Montana

Loan officers for real estate investors in Montana

As of 2026-10-11, LenDb lists 34 loan officers licensed in or based in Montana whose lender pages show Real estate investor work. The top-ranked are Blayney White (CrossCountry Mortgage, Petaluma), Mike Molina (Intercap Lending, Cottonwood Heights) and Pat Fox (Union Home Mortgage, Tigard). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Blayney WhiteNMLS 239189

    CrossCountry Mortgage · Petaluma, CA · licensed in 12 states

    • Real estate investor
    • Non-QM loan
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  2. 2

    Mike MolinaNMLS 230545

    Intercap Lending · Cottonwood Heights, UT · licensed in 6 states

    • Real estate investor
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • States 19 years of experience (lender page, 2026-10-09)
  3. 3

    Pat FoxNMLS 199779

    Union Home Mortgage · Tigard, OR · licensed in 6 states

    • Real estate investor
    • First-time buyer
    • Vacation home
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • States 17 years of experience (lender page, 2026-10-09)
  4. 4

    Jason HarrisNMLS 242245

    Loan Factory · Mortgage broker · licensed in 6 states

    • Real estate investor
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  5. 5

    Devin FahrnerNMLS 399405

    American Pacific Mortgage · Eagle, ID · licensed in 17 states

    • Real estate investor
    • VA loan
    • First-time buyer
    • Reverse mortgage
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Colorado records)
    • States 30 years of experience (lender page, 2026-10-09)
  6. 6

    Michelle AllenNMLS 747562

    CrossCountry Mortgage · Missoula, MT · licensed in 3 states

    • Real estate investor
    • Jumbo loan
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Office in Missoula, MT
    • States 20 years of experience (lender page, 2026-10-09)
  7. 7

    Ashlie RoeNMLS 639380

    CrossCountry Mortgage · Eden, UT · licensed in 11 states

    • Real estate investor
    • FHA loan
    • VA loan
    • Construction loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Colorado records)
  8. 8

    Charles TollNMLS 1783114

    CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 17 states

    • Real estate investor
    • Non-QM loan
    • Self-employed
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Colorado records)
  9. 9

    Andrew WatsonNMLS 2260761

    CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 3 states

    • Real estate investor
    • Self-employed
    • Non-QM loan
    • VA loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • States 16 years of experience (lender page, 2026-10-09)
  10. 10

    Molly Barndt, MBA, CSCPNMLS 2236749

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Real estate investor
    • Physician and medical professional
    • Jumbo loan
    • Non-QM loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 5 years of experience (lender page, 2026-10-09)
  11. 11

    Patrick StoyNMLS 39527

    CrossCountry Mortgage · Wilmington, NC · licensed in 9 states

    • Real estate investor
    • Non-QM loan
    • Reverse mortgage
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  12. 12

    Arthur BuhrerNMLS 114080

    CrossCountry Mortgage · Sequim, WA · licensed in 14 states

    • Real estate investor
    • Down payment assistance
    • Reverse mortgage
    • VA loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)
    • States 20 years of experience (lender page, 2026-10-09)
  13. 13

    Coley RauNMLS 256481

    CrossCountry Mortgage · Bryan, OH · licensed in 26 states

    • Real estate investor
    • Down payment assistance
    • Jumbo loan
    • USDA loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 21 years of experience (lender page, 2026-10-09)
  14. 14

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 36 states

    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2007 (per Colorado records)
  15. 15

    Casey Sean OinessNMLS 265169

    Guild Mortgage · Bellevue, WA · licensed in 18 states

    • Real estate investor
    • Jumbo loan
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
  16. 16

    Keith CollinsNMLS 308355

    Edge Home Finance · Mortgage broker · licensed in 8 states

    • Real estate investor
    • First-time buyer
    • Renovation loan (203k / HomeStyle)
    • Self-employed
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-11)
    • States 20 years of experience (lender page, 2026-10-11)
  17. 17

    Denise Cuddeback MontgomeryNMLS 57734

    American Pacific Mortgage · Eugene, OR · licensed in 11 states

    • Real estate investor
    • Bank statement loan
    • Down payment assistance
    • DSCR loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  18. 18

    Josh SurverNMLS 2459945

    Xpert Home Lending · Mortgage broker · licensed in 26 states

    • Real estate investor
    • VA loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Colorado records)
  19. 19

    Chad MayerNMLS 280921

    Guild Mortgage · Scottsdale, AZ · licensed in 12 states

    • Real estate investor
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Colorado records)
  20. 20

    Melissa BergrenNMLS 931932

    Guild Mortgage · Ellensburg, WA · licensed in 3 states

    • Real estate investor
    • Construction loan
    • First-time buyer
    • Vacation home
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
  21. 21

    Mark VillanoNMLS 1306487

    CrossCountry Mortgage · Lakewood, WA · licensed in 29 states

    • Real estate investor
    • VA loan
    • Jumbo loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 12 years of experience (lender page, 2026-10-09)
  22. 22

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2011 (per Colorado records)
  23. 23

    Roger WightmanNMLS 1089536

    Churchill Mortgage · Portland, OR · licensed in 16 states

    • Real estate investor
    • First-time buyer
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Colorado records)
  24. 24

    Nick CarterNMLS 200547

    Directors Mortgage · Eugene, OR · licensed in 8 states

    • Real estate investor
    • Vacation home
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
  25. 25

    Kelly CortNMLS 448152

    Guild Mortgage · Santa Rosa, CA · licensed in 50 states

    • Real estate investor
    • MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)

Before you choose

Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.

  • How many financed properties can I have with your programs?
  • Can I close in an LLC?
  • Do you offer DSCR or portfolio loans if I hit agency limits?

More about Real estate investor

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MT license is confirmed with the state regulator (check mark), MT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=investor&state=MT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.