Loan programs · Montana
Down payment assistance loan officers in Montana
As of 2026-10-09, LenDb lists 20 loan officers licensed in or based in Montana whose lender pages show Down payment assistance work. The top-ranked are Camille Olson (Barrett Financial Group, Chandler), Rob Briggs (CrossCountry Mortgage, Snohomish) and Erin Hendricks (Intercap Lending, Pleasant Grove). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 20
- 1
Camille OlsonNMLS 474281
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 11 states
- Down payment assistance
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 2
Rob BriggsNMLS 1627558
CrossCountry Mortgage · Snohomish, WA · licensed in 3 states
- Down payment assistance
- First-time buyer
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- States 9 years of experience (lender page, 2026-10-09)
- 3
Erin HendricksNMLS 90634
Intercap Lending · Pleasant Grove, UT · licensed in 22 states
- Down payment assistance
- Construction loan
- First-time buyer
- New construction
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Arthur BuhrerNMLS 114080
CrossCountry Mortgage · Sequim, WA · licensed in 14 states
- Down payment assistance
- Real estate investor
- Reverse mortgage
- VA loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Coley RauNMLS 256481
CrossCountry Mortgage · Bryan, OH · licensed in 26 states
- Down payment assistance
- Jumbo loan
- Real estate investor
- USDA loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 6
April JanasNMLS 299013
CrossCountry Mortgage · Puyallup, WA · licensed in 13 states
- Down payment assistance
- Construction loan
- HELOC
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 7
Denise Cuddeback MontgomeryNMLS 57734
American Pacific Mortgage · Eugene, OR · licensed in 11 states
- Down payment assistance
- Bank statement loan
- DSCR loan
- FHA loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 8
Jared EvensonNMLS 104085
CrossCountry Mortgage · Spokane Valley, WA · licensed in 7 states
- Down payment assistance
- Non-QM loan
- Renovation loan (203k / HomeStyle)
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 9
Jordan DonolowNMLS 389920
CrossCountry Mortgage · Newport Beach, CA · licensed in 16 states
- Down payment assistance
- Non-QM loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 10
Skylar MosherNMLS 2289859
CrossCountry Mortgage · Gig Harbor, WA · licensed in 8 states
- Down payment assistance
- VA loan
- First-time buyer
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 9 years of experience (lender page, 2026-10-09)
- 11
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Down payment assistance
- Condo
- FHA loan
- Jumbo loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 12
Don WilliamsNMLS 1031805
CrossCountry Mortgage · Cleveland, OH · licensed in 11 states
- Down payment assistance
- VA loan
- FHA loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 13
Sarah DePewNMLS 1946314
CrossCountry Mortgage · Bozeman, MT · licensed in 3 states
- Down payment assistance
- Non-QM loan
- Reverse mortgage
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Office in Bozeman, MT
- Licensed since 2025 (per Colorado records)
- 14
JR WineNMLS 2220770
CrossCountry Mortgage · Bozeman, MT · licensed in 3 states
- Down payment assistance
- First-time buyer
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Office in Bozeman, MT
- 15
Amy HerberNMLS 880954
American Pacific Mortgage · Eagle, ID · licensed in 9 states
- Down payment assistance
- Construction loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- 16
Alan BellNMLS 2113486
CrossCountry Mortgage · Bend, OR · licensed in 8 states
- Down payment assistance
- Non-QM loan
- First-time buyer
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Colorado records)
- 17
Matthew MerrillNMLS 115282
Guild Mortgage · Vancouver, WA · licensed in 5 states
- Down payment assistance
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Colorado records)
- States 20 years of experience (lender page, 2026-10-09)
- 18
Josh DalglishNMLS 569991
Guild Mortgage · Wilsonville, OR · licensed in 7 states
- Down payment assistance
- FHA loan
- VA loan
- Jumbo loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Colorado records)
- States 13 years of experience (lender page, 2026-10-09)
- 19
Joseph Michael PatteeNMLS 7464
Guild Mortgage · Boise, ID · licensed in 8 states
- Down payment assistance
- Reverse mortgage
- VA loan
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Colorado records)
- 20
Sandi Ann MilohovNMLS 114287
Guild Mortgage · Vancouver, WA · licensed in 4 states
- Down payment assistance
- FHA loan
- First-time buyer
- Self-employed
- MT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MT license is confirmed with the state regulator (check mark), MT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=MT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.