Loan programs · West Virginia

Non-QM loan officers in West Virginia

As of 2026-10-09, LenDb lists 8 loan officers licensed in or based in West Virginia whose lender pages show Non-QM loan work. The top-ranked are Joe Magallanes (CrossCountry Mortgage, Newport Beach), Sarena Talbert (CrossCountry Mortgage, Newport Beach) and Michael Mizrahi (CrossCountry Mortgage, Delray Beach). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 8

  1. 1

    Joe MagallanesNMLS 491678

    CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states

    • Non-QM loan
    • Jumbo loan
    • Real estate investor
    • Self-employed
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Reverse mortgage
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  3. 3

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Florida records)
  4. 4

    Kevin PatrickNMLS 1036946

    CrossCountry Mortgage · Martinsburg, WV · licensed in 14 states

    • Non-QM loan
    • VA loan
    • First-time buyer
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Office in Martinsburg, WV
    • Licensed since 2017 (per Florida records)
  5. 5

    Wes WolfeNMLS 1588577

    CrossCountry Mortgage · North Bethesda, MD · licensed in 6 states

    • Non-QM loan
    • First-time buyer
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  6. 6

    Kathy JohnsonNMLS 1402120

    CrossCountry Mortgage · Houston, TX · licensed in 33 states

    • Non-QM loan
    • VA loan
    • FHA loan
    • First-time buyer
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
  7. 7

    Katie Simmons HickeyNMLS 659429

    CrossCountry Mortgage · Reston, VA · licensed in 16 states

    • Non-QM loan
    • Jumbo loan
    • VA loan
    • First-time buyer
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  8. 8

    Scott BrookshireNMLS 198834

    CrossCountry Mortgage · Winchester, VA · licensed in 9 states

    • Non-QM loan
    • Down payment assistance
    • First-time buyer
    • WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)

Before you choose

Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.

  • Which non-QM investors do you work with?
  • Why does my situation need non-QM rather than an agency loan?
  • Is there a prepayment penalty, and can I refinance later?

More about Non-QM loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WV license is confirmed with the state regulator (check mark), WV is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=WV. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.