Loan programs · West Virginia
Jumbo loan officers in West Virginia
As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in West Virginia whose lender pages show Jumbo loan work. The top-ranked are Wayne Palkovic (Embrace Home Loans, Martinsburg), Jay Cox (CrossCountry Mortgage, Pittsburgh) and Joe Magallanes (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 18
- 1
Wayne PalkovicNMLS 201581
Embrace Home Loans · Martinsburg, WV · licensed in 4 states
- Jumbo loan
- VA loan
- FHA loan
- USDA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Martinsburg, WV
- States 43 years of experience (lender page, 2026-10-09)
- 2
Jay CoxNMLS 448416
CrossCountry Mortgage · Pittsburgh, PA · licensed in 8 states
- Jumbo loan
- New construction
- Self-employed
- FHA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Jumbo loan
- Non-QM loan
- Real estate investor
- Self-employed
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Mark LymanNMLS 724190
Embrace Home Loans · Rockville, MD · licensed in 11 states
- Jumbo loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Colorado records)
- States 22 years of experience (lender page, 2026-10-09)
- 5
Kaitlyn LinaneNMLS 1550584
Guild Mortgage · Chantilly, VA · licensed in 6 states
- Jumbo loan
- Real estate investor
- VA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- 6
Vince StasollaNMLS 148704
CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states
- Jumbo loan
- Self-employed
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 7
Sarena TalbertNMLS 1043739
CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states
- Jumbo loan
- Non-QM loan
- Reverse mortgage
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 8
Michael MizrahiNMLS 188831
CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states
- Jumbo loan
- Non-QM loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- 9
Craig Miller JrNMLS 686948
Guild Mortgage · Alexandria, VA · licensed in 8 states
- Jumbo loan
- First-time buyer
- Self-employed
- VA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 10
Katie Simmons HickeyNMLS 659429
CrossCountry Mortgage · Reston, VA · licensed in 16 states
- Jumbo loan
- Non-QM loan
- VA loan
- First-time buyer
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 11
Jordan TaylorNMLS 1862550
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 15 states
- Jumbo loan
- Construction loan
- DSCR loan
- FHA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 12
Paula BrownNMLS 414569
First Citizens Bank · Bank · Roanoke, VA · licensed in 2 states
- Jumbo loan
- VA loan
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- States 40 years of experience (lender page, 2026-10-09)
- 13
Adam J. BrothersNMLS 1131543
Truist Bank · Bank · Wheeling, WV
- Jumbo loan
- VA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Wheeling, WV
- States 7 years of experience (lender page, 2026-10-09)
- 14
Miriam CarterNMLS 626707
JPMorgan Chase Bank (Chase Home Lending) · Bank · Barboursville, WV
- Jumbo loan
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Barboursville, WV
- 15
Vickie PharesNMLS 1131051
Truist Bank · Bank · Morgantown, WV
- Jumbo loan
- VA loan
- Physician and medical professional
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- Office in Morgantown, WV
- 16
Cody TealNMLS 65382
First Citizens Bank · Bank · Wilmington, NC · licensed in 33 states
- Jumbo loan
- Construction loan
- First-time buyer
- Physician and medical professional
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- 17
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- Jumbo loan
- Down payment assistance
- Physician and medical professional
- HELOC
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
- 18
Susan SimmonsNMLS 1644779
First Citizens Bank · Bank · Roanoke, VA · licensed in 2 states
- Jumbo loan
- USDA loan
- Renovation loan (203k / HomeStyle)
- Construction loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
Before you choose
Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.
- What reserves and credit score do your jumbo programs require?
- Do you offer interest-only or ARM jumbo options?
- Can you do a jumbo with less than 20 percent down?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WV license is confirmed with the state regulator (check mark), WV is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=WV. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.