Loan programs · West Virginia
Renovation loan officers in West Virginia
As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in West Virginia whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Chris Loughlin (First Home Mortgage, Baltimore), Nathan Fitzgerald (CrossCountry Mortgage, Orlando) and Pamela Rothwell (First Heritage Mortgage). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 11
- 1
Chris LoughlinNMLS 1537524
First Home Mortgage · Baltimore, MD · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 2
Nathan FitzgeraldNMLS 369554
CrossCountry Mortgage · Orlando, FL · licensed in 15 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- VA loan
- HELOC
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 3
Pamela RothwellNMLS 1795698
First Heritage Mortgage · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 4
Lee SmithNMLS 188505
Fairway Independent Mortgage Corporation · Frederick, MD · licensed in 9 states
- Renovation loan (203k / HomeStyle)
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 5
Peter CorumNMLS 189214
CrossCountry Mortgage · Martinsburg, WV · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Reverse mortgage
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Office in Martinsburg, WV
- 6
Amy JamesNMLS 2088909
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- VA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 7
Katie MoodyNMLS 1658706
CrossCountry Mortgage · Winchester, VA · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Down payment assistance
- VA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 8
Paula BrownNMLS 414569
First Citizens Bank · Bank · Roanoke, VA · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- VA loan
- Down payment assistance
- First-time buyer
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- States 40 years of experience (lender page, 2026-10-09)
- 9
Susan SimmonsNMLS 1644779
First Citizens Bank · Bank · Roanoke, VA · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- USDA loan
- Construction loan
- FHA loan
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 10
Josh MoodyNMLS 139695
Highlands Residential Mortgage · Allen, TX · licensed in 37 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- Real estate investor
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 11
Michael CaridiNMLS 1535854
Highlands Residential Mortgage · Greensboro, NC · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- First-time buyer
- Real estate investor
- WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
Before you choose
Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.
- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a WV license is confirmed with the state regulator (check mark), WV is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=WV. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.