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Borrower situations · West Virginia

Loan officers for self-employed borrowers in West Virginia

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in West Virginia whose lender pages show Self-employed work. The top-ranked are Craig Miller Jr (Guild Mortgage, Alexandria), Vince Stasolla (CrossCountry Mortgage, Pittsburgh) and Cheree Warrick (Envoy Mortgage, Reston). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Craig Miller JrNMLS 686948

    Guild Mortgage · Alexandria, VA · licensed in 8 states

    • Self-employed
    • First-time buyer
    • Jumbo loan
    • VA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Vince StasollaNMLS 148704

    CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states

    • Self-employed
    • Jumbo loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Cheree WarrickNMLS 2493922

    Envoy Mortgage · Reston, VA · licensed in 8 states

    • Self-employed
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Logan WojcikNMLS 2112253

    Ruoff Mortgage · licensed in 3 states

    • Self-employed
    • VA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Self-employed
    • Down payment assistance
    • First-time buyer
    • Jumbo loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • Self-employed
    • DSCR loan
    • FHA loan
    • First-time buyer
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Ken ByrneNMLS 187129

    ALCOVA Mortgage · Chantilly, VA · licensed in 7 states

    • Self-employed
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Cody TealNMLS 65382

    First Citizens Bank · Wilmington, NC · licensed in 33 states

    • Self-employed
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  9. 9

    Paula BrownNMLS 414569

    First Citizens Bank · Roanoke, VA · licensed in 2 states

    • Self-employed
    • Construction loan
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Teyona StewartNMLS 2215853

    First Citizens Bank · La Jolla, CA · licensed in 35 states

    • Self-employed
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists Self-employed on lender page (lender page, verified 2026-10-09)
    • Licensed in WV (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.

  • How will you calculate my income from my tax returns?
  • Would a bank statement or P&L loan qualify me for more?
  • Do I need two years of self-employment history?

More about Self-employed

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in WV or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=WV. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.