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Loan programs · Vermont

Reverse mortgage loan officers in Vermont

As of 2026-10-09, LenDb lists 10 loan officers licensed in or based in Vermont whose lender pages show Reverse mortgage work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Dawn Schowalter (Guild Mortgage, Richmond) and Michael Charles Galatis (Fairway Independent Mortgage Corporation, Newburyport). Ranking is lender-neutral: specialty evidence first, then a license in VT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 10

  1. 1

    Fred DamoreNMLS 4395

    Fairway Independent Mortgage Corporation · Methuen, MA · licensed in 4 states

    • Reverse mortgage
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
  2. 2

    Dawn SchowalterNMLS 211115

    Guild Mortgage · Richmond, VA · licensed in 13 states

    • Reverse mortgage
    • First-time buyer
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 11 years licensed
  3. 3

    Michael Charles GalatisNMLS 17159

    Fairway Independent Mortgage Corporation · Newburyport, MA · licensed in 5 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 7 years licensed
  4. 4

    Daniel VenturaNMLS 19372

    Fairway Independent Mortgage Corporation · Newburyport, MA · licensed in 6 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 11 years licensed
  5. 5

    Annie L'altrellaNMLS 133075

    Guild Mortgage · Shelton, CT · licensed in 7 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 5 years licensed
  6. 6

    Frank ChandlerNMLS 1439499

    Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 10 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 5 years licensed
  7. 7

    Chris DowneyNMLS 10240

    CrossCountry Mortgage · Norwell, MA · licensed in 6 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 0 years licensed
  8. 8

    Garrison Gross, CRMPNMLS 178812

    CrossCountry Mortgage · Purchase, NY · licensed in 24 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 12 years licensed
  9. 9

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Reverse mortgage
    • Jumbo loan
    • Non-QM loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 2 years licensed
  10. 10

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in VT (listed on lender page, verified 2026-10-09)
    • 6 years licensed

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in VT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=VT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.