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Loan programs · Tennessee

Reverse mortgage loan officers in Tennessee

As of 2026-10-09, LenDb lists 43 loan officers licensed in or based in Tennessee whose lender pages show Reverse mortgage work. The top-ranked are Kenny Rojas (Guild Mortgage, Clarksville), Tom Hammond (CrossCountry Mortgage, Charlotte) and Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Kenny RojasNMLS 1737404

    Guild Mortgage · Clarksville, TN · licensed in 13 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • Branch in Tennessee
    • 8 years licensed
  2. 2

    Tom HammondNMLS 453399

    CrossCountry Mortgage · Charlotte, NC · licensed in 9 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
  3. 3

    Dawn Rae PembertonNMLS 162320

    Fairway Independent Mortgage Corporation · Naples, FL · licensed in 21 states

    • Reverse mortgage
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  4. 4

    Gregg ScharinNMLS 120297

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 13 years licensed
  5. 5

    John ConiglioNMLS 255102

    Guild Mortgage · Anderson, SC · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 12 years licensed
  6. 6

    Thomas LakeNMLS 311824

    Guild Mortgage · San Diego, CA · licensed in 15 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  7. 7

    Dean GermainNMLS 157116

    Fairway Independent Mortgage Corporation · Hendersonville, TN

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • Branch in Tennessee
  8. 8

    Michael O'ConnorNMLS 485921

    CrossCountry Mortgage · Hauppauge, NY · licensed in 13 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 4 years licensed
  9. 9

    Wiley CorcoranNMLS 1570471

    Guild Mortgage · San Diego, CA · licensed in 18 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  10. 10

    Michael InkmanNMLS 152707

    Fairway Independent Mortgage Corporation · Carrollton, TX · licensed in 10 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
  11. 11

    Paula Bergfeld, ChFC, CRMPNMLS 146985

    CrossCountry Mortgage · Fishers, IN · licensed in 20 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  12. 12

    Derek HelmsNMLS 1494137

    Fairway Independent Mortgage Corporation · Matthews, NC · licensed in 11 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 6 years licensed
  13. 13

    Megan BrognaNMLS 485942

    CrossCountry Mortgage · Wayne, PA · licensed in 24 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 4 years licensed
  14. 14

    Anthony ByrnesNMLS 133647

    CrossCountry Mortgage · Wayne, PA · licensed in 16 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 15 years licensed
  15. 15

    Nick RedheadNMLS 594824

    Embrace Home Loans · Tampa, FL · licensed in 5 states

    • Reverse mortgage
    • Non-QM loan
    • Real estate investor
    • Self-employed
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
  16. 16

    Patrick OrtizNMLS 209728

    CrossCountry Mortgage · Newport Beach, CA · licensed in 22 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 14 years licensed
  17. 17

    Genie McGeeNMLS 506550

    Fairway Independent Mortgage Corporation · Atlanta, GA · licensed in 8 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 2 years licensed
  18. 18

    Garrison Gross, CRMPNMLS 178812

    CrossCountry Mortgage · Purchase, NY · licensed in 24 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 12 years licensed
  19. 19

    Damahco OusleyNMLS 2102342

    Fairway Independent Mortgage Corporation · Greenwood Village, CO · licensed in 6 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 1 years licensed
  20. 20

    Marty ParadaNMLS 361363

    Xpert Home Lending · Mortgage broker · licensed in 10 states

    • Reverse mortgage
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 4 years licensed
  21. 21

    Jon KaruschkatNMLS 364066

    Fairway Independent Mortgage Corporation · Rogers, AR · licensed in 4 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 0 years licensed
  22. 22

    Leisa StilwellNMLS 2614031

    Fairway Independent Mortgage Corporation · Madison, WI

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
  23. 23

    Luke CentroneNMLS 1200569

    CrossCountry Mortgage · Purchase, NY · licensed in 18 states

    • Reverse mortgage
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 9 years licensed
  24. 24

    Todd NunisNMLS 134294

    Guild Mortgage · Colleyville, TX · licensed in 32 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 14 years licensed
  25. 25

    Mike SchwartzNMLS 230779

    Guild Mortgage · Cape Coral, FL · licensed in 5 states

    • Reverse mortgage
    • Renovation loan (203k / HomeStyle)
    • Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
    • Licensed in TN (listed on lender page, verified 2026-10-09)
    • 6 years licensed

Before you choose

Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.

  • Are you a reverse mortgage specialist, and how many have you closed?
  • What are the total costs, including mortgage insurance?
  • What happens to the home for my heirs?

More about Reverse mortgage

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=TN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.