Loan programs · Wyoming
Reverse mortgage loan officers in Wyoming
As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Wyoming whose lender pages show Reverse mortgage work. The top-ranked are Ken Smith (Churchill Mortgage, Colorado Springs), Stacy Fridal (Guild Mortgage, Fort Collins) and Troy Baldwin (Guild Mortgage, Fort Collins). Ranking is lender-neutral: specialty evidence first, then a license in WY, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Ken SmithNMLS 71162
Churchill Mortgage · Colorado Springs, CO · licensed in 6 states
- Reverse mortgage
- FHA loan
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 23 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 2
Stacy FridalNMLS 289577
Guild Mortgage · Fort Collins, CO · licensed in 4 states
- Reverse mortgage
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 3
Troy BaldwinNMLS 2152192
Guild Mortgage · Fort Collins, CO · licensed in 3 states
- Reverse mortgage
- First-time buyer
- Down payment assistance
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Gregg ScharinNMLS 120297
CrossCountry Mortgage · Scottsdale, AZ · licensed in 15 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 5
John ConiglioNMLS 255102
Guild Mortgage · Anderson, SC · licensed in 15 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 6
Kim WoodworthNMLS 474485
Guild Mortgage · Casper, WY · licensed in 4 states
- Reverse mortgage
- Down payment assistance
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- Branch in Wyoming
- No disciplinary actions on file at LenDb
- 7
Brandon HansenNMLS 283559
Guild Mortgage · Toquerville, UT · licensed in 11 states
- Reverse mortgage
- Asset-based qualifying
- Real estate investor
- Bank statement loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 8
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Reverse mortgage
- Condo
- FHA loan
- First-time buyer
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 9
Erik PattenNMLS 507517
Guild Mortgage · Boulder, CO · licensed in 9 states
- Reverse mortgage
- First-time buyer
- Jumbo loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 10
Robert WhiteNMLS 2002161
Guild Mortgage · San Diego, CA · licensed in 8 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 11
Marco GuerraNMLS 453621
Guild Mortgage · Santa Rosa, CA · licensed in 15 states
- Reverse mortgage
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 12
Richard StewartNMLS 1428112
CrossCountry Mortgage · Greenwood Village, CO · licensed in 16 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 13
Zack NoredNMLS 1446942
Guild Mortgage · Boise, ID · licensed in 15 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 14
Michael JonesNMLS 4734
Intercap Lending · Canyons, UT · licensed in 11 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 15
Trudi HatchNMLS 139284
Guild Mortgage · Tremonton, UT · licensed in 3 states
- Reverse mortgage
- New construction
- Down payment assistance
- FHA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Dan ConnerNMLS 275929
Guild Mortgage · Greenwood Village, CO · licensed in 4 states
- Reverse mortgage
- First-time buyer
- Real estate investor
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 17
Todd NunisNMLS 134294
Guild Mortgage · Colleyville, TX · licensed in 32 states
- Reverse mortgage
- Renovation loan (203k / HomeStyle)
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 18
Brent RoseNMLS 308611
Intercap Lending · Pleasant Grove, UT · licensed in 4 states
- Reverse mortgage
- Bank statement loan
- Down payment assistance
- Jumbo loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 19
Patrick OrtizNMLS 209728
CrossCountry Mortgage · Newport Beach, CA · licensed in 22 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 20
Joseph PatteeNMLS 7464
Guild Mortgage · Boise, ID · licensed in 8 states
- Reverse mortgage
- Down payment assistance
- VA loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Curtis PackerNMLS 468085
Fairway Independent Mortgage Corporation · Kaysville, UT · licensed in 3 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Courtney VelvinNMLS 1639594
Guild Mortgage · Greenwood Village, CO · licensed in 7 states
- Reverse mortgage
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Tracy BolenNMLS 1734508
American Pacific Mortgage · Roseville, CA · licensed in 51 states
- Reverse mortgage
- FHA loan
- Jumbo loan
- New construction
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 24
Vickie NewmanNMLS 493951
Guild Mortgage · Greenwood Village, CO · licensed in 4 states
- Reverse mortgage
- Bank statement loan
- First-time buyer
- Jumbo loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 25
Karen NielsonNMLS 80226
Guild Mortgage · Logan, UT · licensed in 5 states
- Reverse mortgage
- Bank statement loan
- Construction loan
- DSCR loan
- Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
- Licensed in WY (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Counseling, financial assessment and heir considerations make reverse mortgages a specialty of their own.
- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in WY or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=reverse&state=WY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.