Loan programs · Vermont
VA loan officers in Vermont
As of 2026-10-09, LenDb lists 13 loan officers licensed in or based in Vermont whose lender pages show VA loan work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Joe Smith (CrossCountry Mortgage, Boston) and Domonique Gray (Churchill Mortgage, Brentwood). Ranking is lender-neutral: specialty evidence first, then a license in VT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 13
- 1
Fred DamoreNMLS 4395
Fairway Independent Mortgage Corporation · Methuen, MA · licensed in 4 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 2
Joe SmithNMLS 481139
CrossCountry Mortgage · Boston, MA · licensed in 8 states
- VA loan
- Real estate investor
- Self-employed
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Domonique GrayNMLS 900558
Churchill Mortgage · Brentwood, TN · licensed in 31 states
- VA loan
- FHA loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 4
Sarah HaberkornNMLS 42492
Envoy Mortgage · Dover, NH · licensed in 5 states
- VA loan
- FHA loan
- USDA loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 19 years of experience (lender page, 2026-10-09)
- 5
Justin MeadNMLS 1656276
CrossCountry Mortgage · South Burlington, VT · licensed in 9 states
- VA loan
- Self-employed
- FHA loan
- First-time buyer
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Office in South Burlington, VT
- Licensed since 2021 (per Florida records)
- 6
Shannon OdomNMLS 509649
LeaderOne Financial · Bangor, ME · licensed in 13 states
- VA loan
- FHA loan
- Non-QM loan
- USDA loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 7
Chris DevinNMLS 47305
CrossCountry Mortgage · Norwell, MA · licensed in 21 states
- VA loan
- Jumbo loan
- First-time buyer
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Michael MurgatroyNMLS 60099
CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states
- VA loan
- Jumbo loan
- Real estate investor
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 9
Michelle BobartNMLS 137164
CrossCountry Mortgage · Chicago, IL · licensed in 50 states
- VA loan
- Jumbo loan
- Real estate investor
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Colorado records)
- 10
Will RobertsNMLS 2539676
CrossCountry Mortgage · Melville, NY · licensed in 40 states
- VA loan
- Jumbo loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 11
Dan GjeldumNMLS 686529
CrossCountry Mortgage · Hinsdale, IL · licensed in 43 states
- VA loan
- Jumbo loan
- Non-QM loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- 12
Dina PapantoniouNMLS 45863
CrossCountry Mortgage · Beverly, MA · licensed in 14 states
- VA loan
- FHA loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 13
Nick WeeksNMLS 415107
CrossCountry Mortgage · Overland Park, KS · licensed in 47 states
- VA loan
- Jumbo loan
- VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a VT license is confirmed with the state regulator (check mark), VT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=VT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.