Borrower situations · Vermont
Loan officers for self-employed borrowers in Vermont
As of 2026-10-09, LenDb lists 4 loan officers licensed in or based in Vermont whose lender pages show Self-employed work. The top-ranked are Justin Mead (CrossCountry Mortgage, South Burlington), Joe Smith (CrossCountry Mortgage, Boston) and Jevon Robertson (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in VT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 4
- 1
Justin MeadNMLS 1656276
CrossCountry Mortgage · South Burlington, VT · licensed in 9 states
- Self-employed
- VA loan
- FHA loan
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in VT (listed on lender page, verified 2026-10-09)
- Branch in Vermont
- 5 years licensed
- 2
Joe SmithNMLS 481139
CrossCountry Mortgage · Boston, MA · licensed in 8 states
- Self-employed
- Real estate investor
- VA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in VT (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 3
Jevon RobertsonNMLS 763752
LeaderOne Financial · Oak Brook, IL · licensed in 7 states
- Self-employed
- Down payment assistance
- First-time buyer
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in VT (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Kate ReaganNMLS 19006
Guild Mortgage · Easthampton, MA · licensed in 7 states
- Self-employed
- Down payment assistance
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in VT (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in VT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=VT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.