Loan programs · Vermont

HELOC loan officers in Vermont

As of 2026-10-11, LenDb lists 5 loan officers licensed in or based in Vermont whose lender pages show HELOC work. The top-ranked are Jill Lyons (CMG Home Loans, Reno), Kelly Hagler (CMG Home Loans, Napa ) and Christopher Keelin (CrossCountry Mortgage, Denville). Ranking is lender-neutral: specialty evidence first, then a license in VT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 5

  1. 1

    Jill LyonsNMLS 206346

    CMG Home Loans · Reno, NV · licensed in 50 states

    • HELOC
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-11)
    • Earliest state license record: July 12, 2011 (Florida), per state regulator
  2. 2

    Kelly HaglerNMLS 583063

    CMG Home Loans · Napa , CA · licensed in 49 states

    • HELOC
    • First-time buyer
    • Jumbo loan
    • New construction
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-11)
  3. 3

    Christopher KeelinNMLS 63764

    CrossCountry Mortgage · Denville, NJ · licensed in 42 states

    • HELOC
    • First-time buyer
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: June 27, 2011 (Florida), per state regulator
  4. 4

    Justin LiebermanNMLS 17836

    CrossCountry Mortgage · Union, NJ · licensed in 18 states

    • HELOC
    • First-time buyer
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 6, 2015 (Florida), per state regulator
    • States 10 years of experience (lender page, 2026-10-09)
  5. 5

    Nic HasselwanderNMLS 1499392

    CrossCountry Mortgage · Overland Park, KS · licensed in 44 states

    • HELOC
    • First-time buyer
    • VT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 24, 2017 (Florida), per state regulator

Before you choose

Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.

  • What combined loan-to-value do you allow?
  • Is the rate variable, and are there fixed-rate draw options?
  • Are there annual fees or early closure fees?

More about HELOC

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a VT license is confirmed with the state regulator (check mark), VT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=VT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.