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Property types · Arkansas

Vacation home loan officers in Arkansas

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Arkansas whose lender pages show Vacation home work. The top-ranked are Sabrena Hughes (Highlands Residential Mortgage, Texarkana), Joey Morea (Barrett Financial Group, Chandler) and Melanie Henn (Fairway Independent Mortgage Corporation, Colorado Springs). Ranking is lender-neutral: specialty evidence first, then a license in AR, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 7

  1. 1

    Sabrena HughesNMLS 1305351

    Highlands Residential Mortgage · Texarkana, TX · licensed in 3 states

    • Vacation home
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in AR (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Joey MoreaNMLS 1978552

    Barrett Financial Group · Chandler, AZ · licensed in 28 states

    • Vacation home
    • First-time buyer
    • Real estate investor
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in AR (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Melanie HennNMLS 206264

    Fairway Independent Mortgage Corporation · Colorado Springs, CO · licensed in 3 states

    • Vacation home
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in AR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  4. 4

    Amy CummingsNMLS 882893

    Highlands Residential Mortgage · Texarkana, TX · licensed in 2 states

    • Vacation home
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in AR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  5. 5

    Paul SchmidtNMLS 2660608

    Loan Factory · licensed in 3 states

    • Vacation home
    • Construction loan
    • DSCR loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in AR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Brandi LangfordNMLS 2311171

    Fairway Independent Mortgage Corporation · Texarkana, TX · licensed in 2 states

    • Vacation home
    • Down payment assistance
    • FHA loan
    • First-time buyer
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in AR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Francis X RuzickaNMLS 232598

    Guild Mortgage · Chesterfield, MO · licensed in 8 states

    • Vacation home
    • Construction loan
    • Down payment assistance
    • Reverse mortgage
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Licensed in AR (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.

  • Will this qualify as a second home or an investment property?
  • Can I rent it out part time and keep second home pricing?
  • How do you treat short-term rental income?

More about Vacation home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in AR or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=AR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.