Property types · Illinois
Vacation home loan officers in Illinois
As of 2026-10-09, LenDb lists 49 loan officers licensed in or based in Illinois whose lender pages show Vacation home work. The top-ranked are Joanna White (Union Home Mortgage, Arlington Heights), Sheri Watkins (Ruoff Mortgage) and Ron Haddad (Union Home Mortgage, Arlington Heights). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Joanna WhiteNMLS 404853
Union Home Mortgage · Arlington Heights, IL · licensed in 5 states
- Vacation home
- First-time buyer
- Jumbo loan
- Real estate investor
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Arlington Heights, IL
- Licensed since 2021 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 2
Sheri WatkinsNMLS 279665
Ruoff Mortgage · licensed in 8 states
- Vacation home
- First-time buyer
- New construction
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 3
Ron HaddadNMLS 204443
Union Home Mortgage · Arlington Heights, IL · licensed in 8 states
- Vacation home
- Down payment assistance
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Arlington Heights, IL
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Kurt LorenzenNMLS 228680
JPMorgan Chase Bank (Chase Home Lending) · Bank · Highland Park, IL
- Vacation home
- Self-employed
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Highland Park, IL
- States 22 years of experience (lender page, 2026-10-09)
- 5
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- Vacation home
- Jumbo loan
- New construction
- Physician and medical professional
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Adam HengesbaughNMLS 444491
JPMorgan Chase Bank (Chase Home Lending) · Bank · Winnetka, IL
- Vacation home
- Co-op
- Condo
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Winnetka, IL
- 7
BethAnn EricsonNMLS 612521
JPMorgan Chase Bank (Chase Home Lending) · Bank · Vernon Hills, IL
- Vacation home
- Jumbo loan
- Down payment assistance
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Vernon Hills, IL
- 8
Ruslan RaskinNMLS 1948626
JPMorgan Chase Bank (Chase Home Lending) · Bank · Lake Forest, IL
- Vacation home
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Lake Forest, IL
- 9
Tony PogrelisNMLS 392067
Guild Mortgage · Troy, MO · licensed in 2 states
- Vacation home
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- States 15 years of experience (lender page, 2026-10-09)
- 10
Jesse ByrerNMLS 728876
JPMorgan Chase Bank (Chase Home Lending) · Bank · Chicago, IL
- Vacation home
- VA loan
- FHA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Chicago, IL
- Licensed since 2016 (per Florida records)
- 11
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- Vacation home
- Bank statement loan
- DSCR loan
- Self-employed
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 12
Patrick McCormickNMLS 755882
JPMorgan Chase Bank (Chase Home Lending) · Bank · Orland Park, IL
- Vacation home
- Self-employed
- Jumbo loan
- First-time buyer
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Orland Park, IL
- 13
Rex GraszNMLS 245451
Union Home Mortgage · Upper Sandusky, OH · licensed in 6 states
- Vacation home
- Real estate investor
- IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- 14
Maricela LunaNMLS 503574
JPMorgan Chase Bank (Chase Home Lending) · Bank · Aurora, IL
- Vacation home
- FHA loan
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Aurora, IL
- Licensed since 2024 (per Florida records)
- 15
Nabila WadwaniNMLS 443577
JPMorgan Chase Bank (Chase Home Lending) · Bank · Chicago, IL
- Vacation home
- FHA loan
- VA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Chicago, IL
- 16
Antonio AlvarezNMLS 443817
JPMorgan Chase Bank (Chase Home Lending) · Bank · Orland Park, IL
- Vacation home
- Self-employed
- Jumbo loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Orland Park, IL
- 17
Vince BartolomeNMLS 444636
JPMorgan Chase Bank (Chase Home Lending) · Bank · Schaumburg, IL
- Vacation home
- VA loan
- FHA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Schaumburg, IL
- 18
Lisa D'Amico-FinchNMLS 503141
JPMorgan Chase Bank (Chase Home Lending) · Bank · Willowbrook, IL
- Vacation home
- Down payment assistance
- Self-employed
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Willowbrook, IL
- 19
George SanchezNMLS 848177
JPMorgan Chase Bank (Chase Home Lending) · Bank · Chicago, IL
- Vacation home
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Chicago, IL
- 20
Sylvia HernandezNMLS 979453
JPMorgan Chase Bank (Chase Home Lending) · Bank · Park Ridge, IL
- Vacation home
- Down payment assistance
- FHA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Park Ridge, IL
- 21
Joel ValenzuelaNMLS 1732888
JPMorgan Chase Bank (Chase Home Lending) · Bank · Huntley, IL
- Vacation home
- Co-op
- Condo
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Huntley, IL
- 22
Magdalena SkoczenNMLS 2033665
JPMorgan Chase Bank (Chase Home Lending) · Bank · Lemont, IL
- Vacation home
- VA loan
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Lemont, IL
- 23
Tony H TutajNMLS 195384
JPMorgan Chase Bank (Chase Home Lending) · Bank · Chicago, IL
- Vacation home
- FHA loan
- Self-employed
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Chicago, IL
- 24
Gretchen A. WnukowskiNMLS 202964
JPMorgan Chase Bank (Chase Home Lending) · Bank · Carol Stream, IL
- Vacation home
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Carol Stream, IL
- 25
Daniel ChookaszianNMLS 227832
JPMorgan Chase Bank (Chase Home Lending) · Bank · Wilmette, IL
- Vacation home
- Self-employed
- FHA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Office in Wilmette, IL
Before you choose
Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.
- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a IL license is confirmed with the state regulator (check mark), IL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=IL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.