Property types · Georgia
Vacation home loan officers in Georgia
As of 2026-10-09, LenDb lists 30 loan officers licensed in or based in Georgia whose lender pages show Vacation home work. The top-ranked are Matt Mieras (Guild Mortgage, Charleston), Owen Michael Edwards (Guild Mortgage, Columbia) and Tara Simone Attwood (Guild Mortgage, Cornelius). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 24
- 1
Matt MierasNMLS 245686
Guild Mortgage · Charleston, SC · licensed in 8 states
- Vacation home
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 2
Owen Michael EdwardsNMLS 219112
Guild Mortgage · Columbia, SC · licensed in 6 states
- Vacation home
- First-time buyer
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 3
Tara Simone AttwoodNMLS 1032546
Guild Mortgage · Cornelius, NC · licensed in 4 states
- Vacation home
- First-time buyer
- FHA loan
- VA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 4
James BurtonNMLS 2121317
Southern Trust Mortgage · Mt Pleasant, SC · licensed in 3 states
- Vacation home
- First-time buyer
- HELOC
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 5
Joey MoreaNMLS 1978552
Barrett Financial Group · Chandler, AZ · licensed in 28 states
- Vacation home
- First-time buyer
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 6
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- Vacation home
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Titi AdelekanNMLS 2646321
Ruoff Mortgage · Georgia · licensed in 2 states
- Vacation home
- DSCR loan
- ITIN borrower
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- No disciplinary actions on file at LenDb
- 8
Trey WolffNMLS 331844
Highlands Residential Mortgage · Cartersville, GA · licensed in 4 states
- Vacation home
- Bank statement loan
- FHA loan
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- Branch in Georgia
- 4 years licensed
- 9
Sophia Davis WallaceNMLS 898985
Guild Mortgage · Jacksonville, FL · licensed in 2 states
- Vacation home
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 8 years licensed
- No disciplinary actions on file at LenDb
- 10
Jeanne BidwellNMLS 313615
First Heritage Mortgage · licensed in 4 states
- Vacation home
- First-time buyer
- New construction
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 11
Robert CarterNMLS 898005
Highlands Residential Mortgage · Knoxville, TN · licensed in 8 states
- Vacation home
- Condo
- Construction loan
- FHA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 12
Caroline SmithNMLS 2107073
First Heritage Mortgage · licensed in 4 states
- Vacation home
- FHA loan
- First-time buyer
- VA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Cody TealNMLS 65382
First Citizens Bank · Wilmington, NC · licensed in 33 states
- Vacation home
- Construction loan
- First-time buyer
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Kylie MillerNMLS 562713
CrossCountry Mortgage · Beavercreek, OH · licensed in 9 states
- Vacation home
- Jumbo loan
- New construction
- Physician and medical professional
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 0 years licensed
- No disciplinary actions on file at LenDb
- 15
Manen PanNMLS 1006352
First Citizens Bank · Pasadena, CA · licensed in 32 states
- Vacation home
- Real estate investor
- Construction loan
- Down payment assistance
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Tony FalboNMLS 1071550
Homeowners Financial Group · Santa Rosa, CA · licensed in 3 states
- Vacation home
- Bank statement loan
- Construction loan
- Down payment assistance
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Stan CarterNMLS 718966
First Citizens Bank · Irmo, SC · licensed in 3 states
- Vacation home
- Construction loan
- FHA loan
- Jumbo loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 18
Lisa CalfeeNMLS 2847725
Highlands Residential Mortgage · Chattanooga, TN · licensed in 2 states
- Vacation home
- Construction loan
- HELOC
- Real estate investor
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 19
Alicia HowardNMLS 659306
Highlands Residential Mortgage · Knoxville, TN · licensed in 2 states
- Vacation home
- Condo
- Construction loan
- FHA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 20
Carol WaltonNMLS 217069
JPMorgan Chase Bank (Chase Home Lending) · Conyers, GA
- Vacation home
- Down payment assistance
- FHA loan
- VA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Branch in Georgia; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 21
Vivian PrittsNMLS 239664
JPMorgan Chase Bank (Chase Home Lending) · Alpharetta, GA
- Vacation home
- Co-op
- Condo
- FHA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Branch in Georgia; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 22
John SheaNMLS 624266
JPMorgan Chase Bank (Chase Home Lending) · Suwanee, GA
- Vacation home
- FHA loan
- VA loan
- Self-employed
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Branch in Georgia; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 23
Jim WhitmoreNMLS 771035
JPMorgan Chase Bank (Chase Home Lending) · Dunwoody, GA
- Vacation home
- Co-op
- Condo
- FHA loan
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Branch in Georgia; no license list on file yet, verify at NMLS Consumer Access
- No disciplinary actions on file at LenDb
- 24
Nancy CattanoNMLS 858552
Atlantic Coast Mortgage · licensed in 14 states
- Vacation home
- Lists Vacation home on lender page (lender page, verified 2026-10-09)
- Licensed in GA (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.
- Will this qualify as a second home or an investment property?
- Can I rent it out part time and keep second home pricing?
- How do you treat short-term rental income?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in GA or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=GA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.