Property types · Maryland

Vacation home loan officers in Maryland

As of 2026-10-10, LenDb lists 8 loan officers licensed in or based in Maryland whose lender pages show Vacation home work. The top-ranked are Jason Fox (NFM Lending, Frederick), Richard Johnson (Lower, Fairfax) and Dan Porto (JPMorgan Chase Bank (Chase Home Lending), Potomac). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 8

  1. 1

    Jason FoxNMLS 179208

    NFM Lending · Frederick, MD · licensed in 18 states

    • Vacation home
    • Bank statement loan
    • DSCR loan
    • Self-employed
    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Office in Frederick, MD
    • Earliest state license record: September 18, 2018 (Florida), per state regulator
  2. 2

    Richard JohnsonNMLS 455506

    Lower · Fairfax, VA · licensed in 7 states

    • Vacation home
    • Real estate investor
    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Vacation home on lender page (lender page, verified 2026-10-10)
    • States 25 years of experience (lender page, 2026-10-10)
  3. 3

    Dan PortoNMLS 1491814

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Potomac, MD

    • Vacation home
    • Down payment assistance
    • VA loan
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Office in Potomac, MD
    • Earliest state license record: February 23, 2017 (Florida), per state regulator
  4. 4

    George TaboraNMLS 2049966

    American Pacific Mortgage · Reston, VA · licensed in 2 states

    • Vacation home
    • Real estate investor
    • Down payment assistance
    • DSCR loan
    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: October 14, 2021 (Florida), per state regulator
  5. 5

    Martin D Clark IINMLS 205085

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Westminster, MD

    • Vacation home
    • FHA loan
    • Self-employed
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
    • Office in Westminster, MD
  6. 6

    Corey RiggsNMLS 146741

    Edge Home Finance · Mortgage broker · Swansboro, NC · licensed in 10 states

    • Vacation home
    • Real estate investor
    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Vacation home on lender page (lender page, verified 2026-10-10)
    • Earliest state license record: February 11, 2020 (Florida), per state regulator
  7. 7

    Cody TealNMLS 65382

    First Citizens Bank · Bank · Wilmington, NC · licensed in 33 states

    • Vacation home
    • Construction loan
    • First-time buyer
    • Jumbo loan
    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)
  8. 8

    Iris LegaspiNMLS 690505

    First Citizens Bank · Bank · San Diego, CA · licensed in 35 states

    • Vacation home
    • Down payment assistance
    • Physician and medical professional
    • HELOC
    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Vacation home on lender page (lender page, verified 2026-10-09)

Before you choose

Occupancy rules decide whether it is a second home or an investment property, which changes pricing and down payment.

  • Will this qualify as a second home or an investment property?
  • Can I rent it out part time and keep second home pricing?
  • How do you treat short-term rental income?

More about Vacation home

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MD license is confirmed with the state regulator (check mark), MD is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=vacation-home&state=MD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.