Tawna Leonard

Loan Officer at Lower · Billings, MT

NMLS ID 930916 (opens in a new tab) · verify at NMLS Consumer Access

Tawna Leonard (NMLS 930916) is Loan Officer at Lower, based in Billings, MT. Lists Arizona, Montana and Wyoming on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 4 more (a lender program, not confirmed as their own focus).

Last verified 2026-10-10. Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).

Works at an FHA-approved lender, per HUD (opens in a new tab)
3 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

Focus: VA loan(from their lender profile page)

Where we saw these: lower.com (opens in a new tab)

Their lender offers

FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Tawna's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Arizona, Montana, Wyoming

Lender-reported: AZ, MT, WY are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

Lower NMLS 1124061
Current · Billings, MT · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Tawna Leonard specializes in first-time buyers, down payment assistance, FHA and USDA loans, and is a certified VA lending specialist. Licensed in MT, WY and AZ.

Our summary of the lender page. Verified 2026-10-10.

Sources

Name and employer	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Licensed states	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Specialties	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Lender programs	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Summary	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Contact	lender site · lower.com (opens in a new tab)	verified 2026-10-10
Photo	lender site · lower.com (opens in a new tab)	verified 2026-10-10
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Tawna Leonard (NMLS 930916), Lower. LenDb.ai, https://lendb.ai/lo/tawna-leonard-930916, last verified 2026-10-10.

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