Borrower situations · Colorado

Loan officers for 1099 earners in Colorado

As of 2026-10-10, LenDb lists 2 loan officers licensed in or based in Colorado whose lender pages show 1099 income work. The top-ranked are Kirk Taylor (CrossCountry Mortgage, Naples) and Christopher Gibson (C2 Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Kirk TaylorNMLS 312131

    CrossCountry Mortgage · Naples, FL · licensed in 16 states

    • 1099 income
    • Bank statement loan
    • DSCR loan
    • Self-employed
    • CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists 1099 income on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    Christopher GibsonNMLS 1910430

    C2 Financial Corporation · Mortgage broker · licensed in 3 states

    • 1099 income
    • Bank statement loan
    • DSCR loan
    • Manufactured home
    • ✓Licensed in CO: confirmed with the Colorado regulator (license 100515656), verified 2026-10-10
    • Lists 1099 income on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 15 years of experience (lender page, 2026-10-09)

Before you choose

Agency rules treat 1099 earners like the self-employed, while some non-QM programs qualify directly from 1099 forms.

  • Can you qualify me from my 1099 forms alone?
  • How many years of 1099 history do you need?
  • How do business expenses affect my qualifying income?

More about 1099 income

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CO license is confirmed with the state regulator (check mark), CO is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=1099-income&state=CO. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.