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Property types · Florida

Non-warrantable condo loan officers in Florida

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Florida whose lender pages show Non-warrantable condo work. The top-ranked are Christopher Gibson (C2 Financial Corporation) and Andrew Durden (Loan Factory, Vero Beach). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 2

  1. 1

    Christopher GibsonNMLS 1910430

    C2 Financial Corporation · Mortgage broker · licensed in 3 states

    • Non-warrantable condo
    • 1099 income
    • Bank statement loan
    • DSCR loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO128360), verified 2026-10-09
    • Lists Non-warrantable condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
    • States 15 years of experience (lender page, 2026-10-09)
  2. 2

    Andrew DurdenNMLS 2774438

    Loan Factory · Mortgage broker · Vero Beach, FL

    • Non-warrantable condo
    • DSCR loan
    • Foreign national
    • Mixed-use property
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO149802), verified 2026-10-09
    • Lists Non-warrantable condo on lender page (lender page, verified 2026-10-09)
    • Office in Vero Beach, FL
    • Licensed since 2026 (per Florida records)

Before you choose

Agency loans are off the table, so only lenders with portfolio or non-QM condo programs can close these, often with larger down payments.

  • Which non-warrantable condo programs do you offer, and what down payment do they need?
  • What made this project non-warrantable, and does that issue disqualify it with your investors?
  • How many non-warrantable condo loans have you closed in this market recently?

More about Non-warrantable condo

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a FL license is confirmed with the state regulator (check mark), FL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=condo-non-warrantable&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.