Loan programs · Nevada

Down payment assistance loan officers in Nevada

As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Nevada whose lender pages show Down payment assistance work. The top-ranked are Jenny Cox (Guild Mortgage, Henderson), Camille Olson (Barrett Financial Group, Chandler) and Monica Centeno (Guild Mortgage, Henderson). Ranking is lender-neutral: specialty evidence first, then a license in NV, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Jenny CoxNMLS 1226731

    Guild Mortgage · Henderson, NV · licensed in 3 states

    • Down payment assistance
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Henderson, NV
    • Licensed since 2021 (per Colorado records)
  2. 2

    Camille OlsonNMLS 474281

    Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 11 states

    • Down payment assistance
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  3. 3

    Monica CentenoNMLS 1100009

    Guild Mortgage · Henderson, NV · licensed in 33 states

    • Down payment assistance
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Henderson, NV
    • Licensed since 2018 (per Florida records)
  4. 4

    Kim FernandezNMLS 1901745

    Guild Mortgage · Las Vegas, NV · licensed in 7 states

    • Down payment assistance
    • First-time buyer
    • Real estate investor
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Las Vegas, NV
  5. 5

    Erin HendricksNMLS 90634

    Intercap Lending · Pleasant Grove, UT · licensed in 22 states

    • Down payment assistance
    • Construction loan
    • First-time buyer
    • New construction
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Jason SmithNMLS 210839

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 18 states

    • Down payment assistance
    • Jumbo loan
    • Non-QM loan
    • VA loan
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  7. 7

    Geldie RichardsonNMLS 231386

    Envoy Mortgage · Auburn, CA · licensed in 4 states

    • Down payment assistance
    • First-time buyer
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  8. 8

    April JanasNMLS 299013

    CrossCountry Mortgage · Puyallup, WA · licensed in 13 states

    • Down payment assistance
    • Construction loan
    • HELOC
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2026 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  9. 9

    Beth LewisNMLS 219774

    CrossCountry Mortgage · Evanston, IL · licensed in 23 states

    • Down payment assistance
    • Co-op
    • VA loan
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2010 (per Colorado records)
    • States 18 years of experience (lender page, 2026-10-09)
  10. 10

    Iris LegaspiNMLS 690505

    First Citizens Bank · Bank · San Diego, CA · licensed in 35 states

    • Down payment assistance
    • Physician and medical professional
    • HELOC
    • Self-employed
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  11. 11

    AJ MolinaNMLS 1660792

    Intercap Lending · St. George, UT · licensed in 3 states

    • Down payment assistance
    • First-time buyer
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  12. 12

    David K BaileyNMLS 369541

    Loan Factory · Mortgage broker · licensed in 7 states

    • Down payment assistance
    • FHA loan
    • First-time buyer
    • VA loan
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
  13. 13

    Walter HernandezNMLS 366030

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Las Vegas, NV

    • Down payment assistance
    • Co-op
    • Condo
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Las Vegas, NV
  14. 14

    Alex MargulisNMLS 192878

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Down payment assistance
    • Jumbo loan
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)
  15. 15

    Israel SanchezNMLS 2181978

    Loan Factory · Mortgage broker · licensed in 5 states

    • Down payment assistance
    • Real estate investor
    • Self-employed
    • Bank statement loan
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  16. 16

    Damon BlackwellNMLS 1812775

    CrossCountry Mortgage · Henderson, NV · licensed in 5 states

    • Down payment assistance
    • Non-QM loan
    • VA loan
    • First-time buyer
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Henderson, NV
    • Licensed since 2022 (per Florida records)
  17. 17

    Andre YarinaNMLS 1408534

    CrossCountry Mortgage · Cleveland, OH · licensed in 35 states

    • Down payment assistance
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  18. 18

    Lindsay WitterNMLS 700709

    American Pacific Mortgage · Roseville, CA · licensed in 36 states

    • Down payment assistance
    • Condo
    • FHA loan
    • Jumbo loan
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Colorado records)
  19. 19

    Kody CondieNMLS 1742865

    CrossCountry Mortgage · Cottonwood Heights, UT · licensed in 4 states

    • Down payment assistance
    • Non-QM loan
    • Real estate investor
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
  20. 20

    Donna DuvallNMLS 611758

    CrossCountry Mortgage · Henderson, NV

    • Down payment assistance
    • Non-QM loan
    • First-time buyer
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Henderson, NV
  21. 21

    John KingNMLS 453426

    CrossCountry Mortgage · Roseville, CA · licensed in 15 states

    • Down payment assistance
    • FHA loan
    • First-time buyer
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  22. 22

    Amy HerberNMLS 880954

    American Pacific Mortgage · Eagle, ID · licensed in 9 states

    • Down payment assistance
    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Colorado records)
  23. 23

    Shawna TalleyNMLS 1200909

    CrossCountry Mortgage · Lynnwood, WA · licensed in 15 states

    • Down payment assistance
    • Non-QM loan
    • VA loan
    • First-time buyer
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
  24. 24

    Don GarrettNMLS 418862

    Guild Mortgage · Portland, OR · licensed in 4 states

    • Down payment assistance
    • Jumbo loan
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  25. 25

    Tara Nicole GonzalezNMLS 1591964

    Guild Mortgage · Elko, NV · licensed in 2 states

    • Down payment assistance
    • Manufactured home
    • Renovation loan (203k / HomeStyle)
    • NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Elko, NV
    • States 14 years of experience (lender page, 2026-10-09)

Before you choose

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

  • Which down payment assistance programs are you approved for here?
  • Is the assistance a grant, a forgivable loan, or a repayable second?
  • Are there income, purchase price or first-time buyer limits?

More about Down payment assistance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NV license is confirmed with the state regulator (check mark), NV is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=NV. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.