Borrower situations · Nevada
Loan officers for self-employed borrowers in Nevada
As of 2026-10-09, LenDb lists 23 loan officers licensed in or based in Nevada whose lender pages show Self-employed work. The top-ranked are Charity Maupin (CrossCountry Mortgage, Henderson), Rebecca Hobson (Guild Mortgage, Reno) and Joe Soto (CrossCountry Mortgage, Cypress). Ranking is lender-neutral: specialty evidence first, then a license in NV, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 23
- 1
Charity MaupinNMLS 358059
CrossCountry Mortgage · Henderson, NV · licensed in 4 states
- Self-employed
- Real estate investor
- FHA loan
- First-time buyer
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Henderson, NV
- States 25 years of experience (lender page, 2026-10-09)
- 2
Rebecca HobsonNMLS 424963
Guild Mortgage · Reno, NV · licensed in 2 states
- Self-employed
- Real estate investor
- Reverse mortgage
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Reno, NV
- States 20 years of experience (lender page, 2026-10-09)
- 3
Joe SotoNMLS 175142
CrossCountry Mortgage · Cypress, CA · licensed in 12 states
- Self-employed
- 1099 income
- Bank statement loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Self-employed
- 1099 income
- Bank statement loan
- DSCR loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Cathy SabaterNMLS 373470
Empire Home Loans · Mortgage broker · licensed in 5 states
- Self-employed
- First-time buyer
- VA loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Raena PinchukNMLS 1488388
CrossCountry Mortgage · Coeur d'Alene, ID · licensed in 4 states
- Self-employed
- First-time buyer
- New construction
- VA loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- States 17 years of experience (lender page, 2026-10-09)
- 8
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- Self-employed
- Bank statement loan
- DSCR loan
- FHA loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 9
Charles TollNMLS 1783114
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 17 states
- Self-employed
- Non-QM loan
- Real estate investor
- First-time buyer
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Colorado records)
- 10
Brandy MarshallNMLS 260588
Guild Mortgage · Minden, NV · licensed in 4 states
- Self-employed
- First-time buyer
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Minden, NV
- 11
Scott SeltzNMLS 1943308
Loan Factory · Mortgage broker · licensed in 3 states
- Self-employed
- Real estate investor
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 12
Scott BuehlerNMLS 1794818
Guild Mortgage · St. George, UT · licensed in 5 states
- Self-employed
- Bank statement loan
- New construction
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 13
Israel SanchezNMLS 2181978
Loan Factory · Mortgage broker · licensed in 5 states
- Self-employed
- Down payment assistance
- Real estate investor
- Bank statement loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 14
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Self-employed
- Condo
- Down payment assistance
- FHA loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 15
Iris LegaspiNMLS 690505
First Citizens Bank · Bank · San Diego, CA · licensed in 35 states
- Self-employed
- Down payment assistance
- Physician and medical professional
- HELOC
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- 16
David K BaileyNMLS 369541
Loan Factory · Mortgage broker · licensed in 7 states
- Self-employed
- Down payment assistance
- FHA loan
- First-time buyer
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 17
Arnell Brady IINMLS 1128672
JPMorgan Chase Bank (Chase Home Lending) · Bank · Chicago, IL · licensed in 11 states
- Self-employed
- Co-op
- Condo
- HELOC
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 18
Walter HernandezNMLS 366030
JPMorgan Chase Bank (Chase Home Lending) · Bank · Las Vegas, NV
- Self-employed
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Las Vegas, NV
- 19
Salvador GaonaNMLS 2256320
JPMorgan Chase Bank (Chase Home Lending) · Bank · Henderson, NV
- Self-employed
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Henderson, NV
- 20
Peter L DeBartoliNMLS 132124
JPMorgan Chase Bank (Chase Home Lending) · Bank · Las Vegas, NV
- Self-employed
- Co-op
- Condo
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Las Vegas, NV
- 21
Crystal SchulzNMLS 1469941
JPMorgan Chase Bank (Chase Home Lending) · Bank · Las Vegas, NV
- Self-employed
- Vacation home
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Las Vegas, NV
- 22
Aleksandrina TellerNMLS 1610568
JPMorgan Chase Bank (Chase Home Lending) · Bank · Las Vegas, NV
- Self-employed
- Vacation home
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Las Vegas, NV
- 23
Cody TealNMLS 65382
First Citizens Bank · Bank · Wilmington, NC · licensed in 33 states
- Self-employed
- Construction loan
- First-time buyer
- Jumbo loan
- NV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NV license is confirmed with the state regulator (check mark), NV is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=NV. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.