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Loan programs · District of Columbia

Non-QM loan officers in District of Columbia

As of 2026-10-09, LenDb lists 16 loan officers licensed in or based in District of Columbia whose lender pages show Non-QM loan work. The top-ranked are Robert Taylor (First Home Mortgage, Baltimore), Bobby Luu (American Pacific Mortgage, Reston) and Scott Phillips (First Heritage Mortgage). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 16

  1. 1

    Robert TaylorNMLS 132188

    First Home Mortgage · Baltimore, MD · licensed in 7 states

    • Non-QM loan
    • FHA loan
    • VA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  2. 2

    Bobby LuuNMLS 185192

    American Pacific Mortgage · Reston, VA · licensed in 8 states

    • Non-QM loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  3. 3

    Scott PhillipsNMLS 181137

    First Heritage Mortgage · licensed in 9 states

    • Non-QM loan
    • New construction
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Corinne SpartanaNMLS 1965019

    Fairway Independent Mortgage Corporation · Towson, MD · licensed in 9 states

    • Non-QM loan
    • First-time buyer
    • FHA loan
    • New construction
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Wes WolfeNMLS 1588577

    CrossCountry Mortgage · North Bethesda, MD · licensed in 6 states

    • Non-QM loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Peter CostakosNMLS 139540

    CrossCountry Mortgage · Purchase, NY · licensed in 25 states

    • Non-QM loan
    • Jumbo loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Katie Simmons HickeyNMLS 659429

    CrossCountry Mortgage · Reston, VA · licensed in 16 states

    • Non-QM loan
    • Jumbo loan
    • VA loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Kevin RollerNMLS 250375

    LeaderOne Financial · Overland Park, KS · licensed in 43 states

    • Non-QM loan
    • DSCR loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Gus AndersonNMLS 1448809

    CrossCountry Mortgage · Fairfax, VA · licensed in 4 states

    • Non-QM loan
    • Down payment assistance
    • VA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 36 states

    • Non-QM loan
    • Jumbo loan
    • Real estate investor
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Lindsay Simmons BealeNMLS 510004

    CrossCountry Mortgage · Reston, VA · licensed in 18 states

    • Non-QM loan
    • Jumbo loan
    • VA loan
    • First-time buyer
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Sarena TalbertNMLS 1043739

    CrossCountry Mortgage · Newport Beach, CA · licensed in 51 states

    • Non-QM loan
    • Jumbo loan
    • Reverse mortgage
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Ken ByrneNMLS 187129

    ALCOVA Mortgage · Chantilly, VA · licensed in 7 states

    • Non-QM loan
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Leon WalkerNMLS 195551

    Barrett Financial Group · Chandler, AZ · licensed in 2 states

    • Non-QM loan
    • 2 to 4 unit property
    • Bank statement loan
    • Condo
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  16. 16

    Eliel BanegasNMLS 1967263

    American Pacific Mortgage · Gaithersburg, MD · licensed in 3 states

    • Non-QM loan
    • First-time buyer
    • FHA loan
    • HELOC
    • Lists Non-QM loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Every non-QM lender has its own guidelines and pricing, so the loan officer's investor relationships matter.

  • Which non-QM investors do you work with?
  • Why does my situation need non-QM rather than an agency loan?
  • Is there a prepayment penalty, and can I refinance later?

More about Non-QM loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in DC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=non-qm&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.