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Loan programs · District of Columbia

Renovation loan officers in District of Columbia

As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in District of Columbia whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are James F. Gaudiosi (Atlantic Coast Mortgage, Fairfax), Mike Weinstein (First Home Mortgage, Baltimore) and Bryan Sumardi (CrossCountry Mortgage, North Bethesda). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    James F. GaudiosiNMLS 474088

    Atlantic Coast Mortgage · Fairfax, VA · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 23 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  2. 2

    Mike WeinsteinNMLS 1185158

    First Home Mortgage · Baltimore, MD · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • VA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 12 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Bryan SumardiNMLS 1984869

    CrossCountry Mortgage · North Bethesda, MD · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • Real estate investor
    • VA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Heidi GageNMLS 213769

    NFM Lending · Linthicum, MD · licensed in 27 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • VA loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Chris LoughlinNMLS 1537524

    First Home Mortgage · Baltimore, MD · licensed in 18 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Alex WatersNMLS 1153538

    First Home Mortgage · Baltimore, MD · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Down payment assistance
    • FHA loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Vince CurcioNMLS 102096

    First Heritage Mortgage · Mt. Pleasant, SC · licensed in 8 states

    • Renovation loan (203k / HomeStyle)
    • Condo
    • Construction loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Mike TravisNMLS 177511

    First Heritage Mortgage · Wake Forest, NC · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 12 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Scott LaceyNMLS 8154

    Guild Mortgage · Lincoln, RI · licensed in 22 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Tammi PrintzNMLS 455836

    First Home Mortgage · Annapolis, MD · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  11. 11

    Stan CarlyleNMLS 459790

    CrossCountry Mortgage · Dunkirk, MD · licensed in 3 states

    • Renovation loan (203k / HomeStyle)
    • Construction loan
    • FHA loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  12. 12

    Brad RestivoNMLS 835073

    First Home Mortgage · Baltimore, MD · licensed in 8 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Paul DenmonNMLS 280766

    First Heritage Mortgage · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Construction loan
    • Jumbo loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  14. 14

    Dennis SullivanNMLS 170161

    Southern Trust Mortgage · Annapolis, MD · licensed in 12 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • USDA loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Dan DawesNMLS 450255

    Guild Mortgage · Columbia, MD · licensed in 4 states

    • Renovation loan (203k / HomeStyle)
    • Reverse mortgage
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  16. 16

    Shawn DurantNMLS 221971

    American Pacific Mortgage · Roseville, CA · licensed in 45 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    John MutarelliNMLS 2026737

    First Home Mortgage · Chevy Chase, MD · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Real estate investor
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  18. 18

    Lee SmithNMLS 188505

    Fairway Independent Mortgage Corporation · Frederick, MD · licensed in 9 states

    • Renovation loan (203k / HomeStyle)
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Matthew MacDougallNMLS 1035941

    First Heritage Mortgage · licensed in 6 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • VA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 10 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  20. 20

    Tracy BolenNMLS 1734508

    American Pacific Mortgage · Roseville, CA · licensed in 51 states

    • Renovation loan (203k / HomeStyle)
    • FHA loan
    • Jumbo loan
    • New construction
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Nathan FitzgeraldNMLS 369554

    CrossCountry Mortgage · Orlando, FL · licensed in 15 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • VA loan
    • HELOC
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Jeffrey NovotnyNMLS 1415391

    First Heritage Mortgage · Gaithersburg, MD · licensed in 9 states

    • Renovation loan (203k / HomeStyle)
    • Jumbo loan
    • Construction loan
    • First-time buyer
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Chris NorwoodNMLS 248771

    TowneBank Mortgage · Chesterfield, VA · licensed in 5 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Real estate investor
    • Construction loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  24. 24

    Manen PanNMLS 1006352

    First Citizens Bank · Pasadena, CA · licensed in 32 states

    • Renovation loan (203k / HomeStyle)
    • Real estate investor
    • Construction loan
    • Down payment assistance
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  25. 25

    Teyona StewartNMLS 2215853

    First Citizens Bank · La Jolla, CA · licensed in 35 states

    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
    • Licensed in DC (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.

  • How many renovation loans have you closed, and which programs?
  • How do contractor draws and inspections work?
  • What happens if the renovation runs over budget?

More about Renovation loan (203k / HomeStyle)

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in DC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.