Borrower situations · District of Columbia

Loan officers for real estate investors in District of Columbia

As of 2026-10-10, LenDb lists 35 loan officers licensed in or based in District of Columbia whose lender pages show Real estate investor work. The top-ranked are Adam Workman (CrossCountry Mortgage, Charlotte), John LaMorte (CrossCountry Mortgage, Fairfax) and Ken Byrne (ALCOVA Mortgage, Chantilly). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Adam WorkmanNMLS 128183

    CrossCountry Mortgage · Charlotte, NC · licensed in 42 states

    • Real estate investor
    • First-time buyer
    • VA loan
    • FHA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 12, 2013 (Texas), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  2. 2

    John LaMorteNMLS 183959

    CrossCountry Mortgage · Fairfax, VA · licensed in 7 states

    • Real estate investor
    • Self-employed
    • FHA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 20, 2019 (Florida), per state regulator
    • States 34 years of experience (lender page, 2026-10-09)
  3. 3

    Ken ByrneNMLS 187129

    ALCOVA Mortgage · Chantilly, VA · licensed in 7 states

    • Real estate investor
    • First-time buyer
    • Self-employed
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 9, 2025 (Florida), per state regulator
    • States 34 years of experience (lender page, 2026-10-09)
  4. 4

    Trey JonesNMLS 338172

    First Home Mortgage · Bethesda, MD · licensed in 3 states

    • Real estate investor
    • First-time buyer
    • Self-employed
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  5. 5

    Jose StricklandNMLS 1447128

    First Home Mortgage · La Plata, MD · licensed in 2 states

    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Kraig SpenceNMLS 5675

    Churchill Mortgage · Columbia, MD · licensed in 16 states

    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 15, 2007 (Colorado), per state regulator
  7. 7

    Bobby LuuNMLS 185192

    American Pacific Mortgage · Reston, VA · licensed in 8 states

    • Real estate investor
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 16, 2019 (Texas), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  8. 8

    Eric GasperNMLS 175852

    CrossCountry Mortgage · Mineola, NY · licensed in 18 states

    • Real estate investor
    • Non-QM loan
    • Self-employed
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 22, 2010 (Colorado), per state regulator
  9. 9

    Mark NiosiNMLS 216306

    CrossCountry Mortgage · Dunkirk, MD · licensed in 9 states

    • Real estate investor
    • Down payment assistance
    • Low credit score
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 23, 2020 (Florida), per state regulator
    • States 24 years of experience (lender page, 2026-10-09)
  10. 10

    Joe McBreenNMLS 686541

    CrossCountry Mortgage · Michigan City, IN · licensed in 22 states

    • Real estate investor
    • First-time buyer
    • FHA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: October 16, 2018 (Florida), per state regulator
    • States 16 years of experience (lender page, 2026-10-09)
  11. 11

    Sean PierpontNMLS 141727

    First Home Mortgage · Dunkirk, MD · licensed in 8 states

    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 9, 2019 (Florida), per state regulator
    • States 26 years of experience (lender page, 2026-10-09)
  12. 12

    Greg FearnleyNMLS 2643728

    CrossCountry Mortgage · Tampa, FL · licensed in 26 states

    • Real estate investor
    • VA loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: January 8, 2025 (Florida), per state regulator
    • States 11 years of experience (lender page, 2026-10-09)
  13. 13

    Kaitlyn LinaneNMLS 1550584

    Guild Mortgage · Chantilly, VA · licensed in 6 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 16, 2020 (Florida), per state regulator
  14. 14

    Bryan SumardiNMLS 1984869

    CrossCountry Mortgage · North Bethesda, MD · licensed in 5 states

    • Real estate investor
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 13, 2020 (Florida), per state regulator
  15. 15

    Jerry SundtNMLS 168111

    CrossCountry Mortgage · Tucson, AZ · licensed in 36 states

    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 14, 2007 (Colorado), per state regulator
  16. 16

    Aaron BellNMLS 1416321

    Guild Mortgage · Arlington, VA · licensed in 8 states

    • Real estate investor
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 4, 2023 (Florida), per state regulator
  17. 17

    Corinne SpartanaNMLS 1965019

    Embrace Home Loans · Timonium, MD · licensed in 9 states

    • Real estate investor
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: June 29, 2020 (Florida), per state regulator
    • States 6 years of experience (lender page, 2026-10-09)
  18. 18

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 13, 2010 (Texas), per state regulator
  19. 19

    Reily KiserNMLS 1599098

    Lower · Columbus, OH · licensed in 23 states

    • Real estate investor
    • First-time buyer
    • Self-employed
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-10)
    • Earliest state license record: July 23, 2018 (Texas), per state regulator
  20. 20

    Joey SeverinNMLS 2094128

    First Home Mortgage · Baltimore, MD · licensed in 6 states

    • Real estate investor
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: April 25, 2022 (Florida), per state regulator
  21. 21

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Real estate investor
    • Jumbo loan
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: May 17, 2011 (Colorado), per state regulator
  22. 22

    Sam AtapourNMLS 193137

    CrossCountry Mortgage · Tequesta, FL · licensed in 3 states

    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: September 12, 2016 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  23. 23

    Darien PearceNMLS 211134

    Southern Trust Mortgage · Virginia Beach, VA · licensed in 6 states

    • Real estate investor
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 14, 2025 (Florida), per state regulator
  24. 24

    Richard JohnsonNMLS 455506

    Lower · Fairfax, VA · licensed in 7 states

    • Real estate investor
    • Vacation home
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-10)
    • States 25 years of experience (lender page, 2026-10-10)
  25. 25

    Jeffrey StemplerNMLS 171047

    First Heritage Mortgage · licensed in 8 states

    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Real estate investor on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 19, 2026 (Florida), per state regulator

Before you choose

Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.

  • How many financed properties can I have with your programs?
  • Can I close in an LLC?
  • Do you offer DSCR or portfolio loans if I hit agency limits?

More about Real estate investor

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DC license is confirmed with the state regulator (check mark), DC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=investor&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.