Loan programs · District of Columbia

Down payment assistance loan officers in District of Columbia

As of 2026-10-09, LenDb lists 24 loan officers licensed in or based in District of Columbia whose lender pages show Down payment assistance work. The top-ranked are Mark Niosi (CrossCountry Mortgage, Dunkirk), Michelle Greenwalt (First Home Mortgage, Millersville) and Danny Hembach (Guild Mortgage, Arlington). Ranking is lender-neutral: specialty evidence first, then a license in DC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 24

  1. 1

    Mark NiosiNMLS 216306

    CrossCountry Mortgage · Dunkirk, MD · licensed in 9 states

    • Down payment assistance
    • Low credit score
    • First-time buyer
    • Real estate investor
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: December 23, 2020 (Florida), per state regulator
    • States 24 years of experience (lender page, 2026-10-09)
  2. 2

    Michelle GreenwaltNMLS 267729

    First Home Mortgage · Millersville, MD · licensed in 9 states

    • Down payment assistance
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 1, 2022 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  3. 3

    Danny HembachNMLS 1533678

    Guild Mortgage · Arlington, VA · licensed in 5 states

    • Down payment assistance
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: April 14, 2020 (Florida), per state regulator
    • States 10 years of experience (lender page, 2026-10-09)
  4. 4

    Mike FilanNMLS 659409

    CrossCountry Mortgage · Fairfax, VA · licensed in 8 states

    • Down payment assistance
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: March 22, 2024 (Colorado), per state regulator
    • States 24 years of experience (lender page, 2026-10-09)
  5. 5

    Liz McElroy- FilanNMLS 659461

    CrossCountry Mortgage · Fairfax, VA · licensed in 4 states

    • Down payment assistance
    • Self-employed
    • Non-QM loan
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: May 13, 2014 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-09)
  6. 6

    Mark LynchNMLS 22882

    Guild Mortgage · Winchester, VA · licensed in 6 states

    • Down payment assistance
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 23, 2019 (Florida), per state regulator
  7. 7

    Nathan SommersNMLS 180395

    CrossCountry Mortgage · Forest Hill, MD · licensed in 7 states

    • Down payment assistance
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 4, 2023 (Florida), per state regulator
  8. 8

    Beth LewisNMLS 219774

    CrossCountry Mortgage · Evanston, IL · licensed in 23 states

    • Down payment assistance
    • Co-op
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 6, 2010 (Colorado), per state regulator
    • States 18 years of experience (lender page, 2026-10-09)
  9. 9

    Gina MyersNMLS 898712

    CrossCountry Mortgage · Fairfax, VA · licensed in 5 states

    • Down payment assistance
    • Non-QM loan
    • VA loan
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  10. 10

    Iris LegaspiNMLS 690505

    First Citizens Bank · Bank · San Diego, CA · licensed in 35 states

    • Down payment assistance
    • Physician and medical professional
    • HELOC
    • Self-employed
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  11. 11

    Ling DublinNMLS 955744

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Washington, DC

    • Down payment assistance
    • VA loan
    • FHA loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Washington, DC
  12. 12

    Alex MargulisNMLS 192878

    CrossCountry Mortgage · Chicago, IL · licensed in 29 states

    • Down payment assistance
    • Jumbo loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 26, 2013 (Florida), per state regulator
  13. 13

    Deb GriffinNMLS 481255

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Washington, DC

    • Down payment assistance
    • Co-op
    • Condo
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Office in Washington, DC
  14. 14

    Chase CusackNMLS 1288538

    First Home Mortgage · Annapolis, MD · licensed in 3 states

    • Down payment assistance
    • FHA loan
    • New construction
    • USDA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  15. 15

    Gus AndersonNMLS 1448809

    CrossCountry Mortgage · Fairfax, VA · licensed in 5 states

    • Down payment assistance
    • Non-QM loan
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 8, 2019 (Florida), per state regulator
    • States 11 years of experience (lender page, 2026-10-09)
  16. 16

    Jordan DonolowNMLS 389920

    CrossCountry Mortgage · Newport Beach, CA · licensed in 16 states

    • Down payment assistance
    • Non-QM loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 10, 2021 (Florida), per state regulator
    • States 10 years of experience (lender page, 2026-10-09)
  17. 17

    Andre YarinaNMLS 1408534

    CrossCountry Mortgage · Cleveland, OH · licensed in 35 states

    • Down payment assistance
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: November 17, 2017 (Florida), per state regulator
  18. 18

    Bizzy ThompsonNMLS 2567586

    First Home Mortgage · Dunkirk, MD · licensed in 4 states

    • Down payment assistance
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: July 15, 2025 (Florida), per state regulator
  19. 19

    Bill LittonNMLS 147060

    CrossCountry Mortgage · Chadds Ford, PA · licensed in 27 states

    • Down payment assistance
    • Jumbo loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 18, 2021 (Florida), per state regulator
  20. 20

    JJ EllongNMLS 660192

    CrossCountry Mortgage · Orlando, FL · licensed in 5 states

    • Down payment assistance
    • Condo
    • Construction loan
    • Jumbo loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • Earliest state license record: August 25, 2022 (Florida), per state regulator
  21. 21

    Raheam OliverNMLS 829887

    CrossCountry Mortgage · Dunkirk, MD · licensed in 3 states

    • Down payment assistance
    • VA loan
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  22. 22

    Alicia NorwoodNMLS 1440209

    CrossCountry Mortgage · Charlotte, NC · licensed in 14 states

    • Down payment assistance
    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • First-time buyer
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
  23. 23

    Mike MorrisNMLS 476379

    Guild Mortgage · Fairfax, VA · licensed in 4 states

    • Down payment assistance
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
    • States 30 years of experience (lender page, 2026-10-09)
  24. 24

    Teyona StewartNMLS 2215853

    First Citizens Bank · Bank · La Jolla, CA · licensed in 35 states

    • Down payment assistance
    • FHA loan
    • Physician and medical professional
    • VA loan
    • DC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Down payment assistance on lender page (lender page, verified 2026-10-09)

Before you choose

Programs are local, change often, and need the lender to be approved with the housing agency that runs them.

  • Which down payment assistance programs are you approved for here?
  • Is the assistance a grant, a forgivable loan, or a repayable second?
  • Are there income, purchase price or first-time buyer limits?

More about Down payment assistance

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DC license is confirmed with the state regulator (check mark), DC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=DC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.