Loan programs · Delaware
HELOC loan officers in Delaware
As of 2026-10-09, LenDb lists 16 loan officers licensed in or based in Delaware whose lender pages show HELOC work. The top-ranked are Don Scioli (CrossCountry Mortgage, Chadds Ford), Andrea Pasco (CrossCountry Mortgage, Monkton) and Kenneth Johnson (CrossCountry Mortgage, Doylestown). Ranking is lender-neutral: specialty evidence first, then a license in DE, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 16
- 1
Don ScioliNMLS 169344
CrossCountry Mortgage · Chadds Ford, PA · licensed in 2 states
- HELOC
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 28 years of experience (lender page, 2026-10-09)
- 2
Andrea PascoNMLS 2474115
CrossCountry Mortgage · Monkton, MD · licensed in 4 states
- HELOC
- Non-QM loan
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 27 years of experience (lender page, 2026-10-09)
- 3
Kenneth JohnsonNMLS 204926
CrossCountry Mortgage · Doylestown, PA · licensed in 3 states
- HELOC
- FHA loan
- First-time buyer
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- States 19 years of experience (lender page, 2026-10-09)
- 4
Nathan FitzgeraldNMLS 369554
CrossCountry Mortgage · Orlando, FL · licensed in 15 states
- HELOC
- First-time buyer
- VA loan
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 5
Phil RussoNMLS 8676
CrossCountry Mortgage · Wayne, PA · licensed in 27 states
- HELOC
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 6
Christopher KeelinNMLS 63764
CrossCountry Mortgage · Denville, NJ · licensed in 42 states
- HELOC
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 7
Steve AndersonNMLS 1096829
Lit Financial Corporation · licensed in 12 states
- HELOC
- Bank statement loan
- DSCR loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- 8
David PickeringNMLS 12134
CrossCountry Mortgage · Cleveland, OH · licensed in 28 states
- HELOC
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 9
Justin LiebermanNMLS 17836
CrossCountry Mortgage · Union, NJ · licensed in 18 states
- HELOC
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 10
Theoni RapoNMLS 1527462
CrossCountry Mortgage · Rehoboth Beach, DE · licensed in 9 states
- HELOC
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Rehoboth Beach, DE
- Licensed since 2023 (per Florida records)
- 11
Stephanie CarvalhoNMLS 1501258
CrossCountry Mortgage · Union, NJ · licensed in 9 states
- HELOC
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 12
Katie Simmons HickeyNMLS 659429
CrossCountry Mortgage · Reston, VA · licensed in 16 states
- HELOC
- Jumbo loan
- Non-QM loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 13
Nic HasselwanderNMLS 1499392
CrossCountry Mortgage · Overland Park, KS · licensed in 44 states
- HELOC
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 14
Ed FitzpatrickNMLS 39233
CrossCountry Mortgage · Chadds Ford, PA · licensed in 5 states
- HELOC
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 15
Lindsay Simmons BealeNMLS 510004
CrossCountry Mortgage · Reston, VA · licensed in 18 states
- HELOC
- Jumbo loan
- Non-QM loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 16
Nina MirianiNMLS 2703369
Lit Financial Corporation · licensed in 5 states
- HELOC
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DE license is confirmed with the state regulator (check mark), DE is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=DE. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.