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Loan programs · Delaware

Construction loan officers in Delaware

As of 2026-10-09, LenDb lists 17 loan officers licensed in or based in Delaware whose lender pages show Construction loan work. The top-ranked are Jennifer Sharadin (Union Home Mortgage, Rehoboth Beach), Kevin Sapp (Guild Mortgage, Timonium) and Anthony Sadler (Guild Mortgage, Newark). Ranking is lender-neutral: specialty evidence first, then a license in DE, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 16

  1. 1

    Jennifer SharadinNMLS 1411067

    Union Home Mortgage · Rehoboth Beach, DE · licensed in 2 states

    • Construction loan
    • First-time buyer
    • Manufactured home
    • New construction
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • Branch in Delaware
    • 19 years experience (stated on lender page, 2026-10-09)
  2. 2

    Kevin SappNMLS 396744

    Guild Mortgage · Timonium, MD · licensed in 3 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 30 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Anthony SadlerNMLS 460172

    Guild Mortgage · Newark, DE · licensed in 5 states

    • Construction loan
    • Jumbo loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • Branch in Delaware
    • 4 years licensed
  4. 4

    Scott LaceyNMLS 8154

    Guild Mortgage · Lincoln, RI · licensed in 22 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 6 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Brad ZerbeNMLS 161236

    NFM Lending · Haddonfield, NJ · licensed in 7 states

    • Construction loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  6. 6

    Caylab HerreraNMLS 2035377

    Churchill Mortgage · Allen, TX · licensed in 8 states

    • Construction loan
    • First-time buyer
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 6 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Dan MurphyNMLS 2765982

    First Home Mortgage · Chevy Chase, MD · licensed in 6 states

    • Construction loan
    • Co-op
    • FHA loan
    • First-time buyer
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  8. 8

    Chris GeierNMLS 1168228

    Atlantic Coast Mortgage · Washington, DC · licensed in 5 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 0 years licensed
    • No disciplinary actions on file at LenDb
  9. 9

    Martha PfeifferNMLS 1722079

    CrossCountry Mortgage · Dover, DE

    • Construction loan
    • FHA loan
    • VA loan
    • Vacation home
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Branch in Delaware; no license list on file yet, verify at NMLS Consumer Access
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  10. 10

    Amy JamesNMLS 2088909

    CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states

    • Construction loan
    • Renovation loan (203k / HomeStyle)
    • VA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Jeffrey AronheimNMLS 235233

    CrossCountry Mortgage · Greenwood Village, CO · licensed in 33 states

    • Construction loan
    • Non-QM loan
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 3 years licensed
    • No disciplinary actions on file at LenDb
  12. 12

    Jeffrey NovotnyNMLS 1415391

    First Heritage Mortgage · Gaithersburg, MD · licensed in 9 states

    • Construction loan
    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  13. 13

    Nathan BurrellNMLS 208302

    CrossCountry Mortgage · Franklin, TN · licensed in 33 states

    • Construction loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Shawn DurantNMLS 221971

    American Pacific Mortgage · Roseville, CA · licensed in 45 states

    • Construction loan
    • FHA loan
    • First-time buyer
    • Real estate investor
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Licensed in DE (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Rachel WagnerNMLS 1145292

    CrossCountry Mortgage · Wilmington, DE

    • Construction loan
    • Jumbo loan
    • VA loan
    • FHA loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Branch in Delaware; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb
  16. 16

    Jennifer MerrickNMLS 2063146

    CrossCountry Mortgage · Dover, DE

    • Construction loan
    • FHA loan
    • New construction
    • Non-QM loan
    • Lists Construction loan on lender page (lender page, verified 2026-10-09)
    • Branch in Delaware; no license list on file yet, verify at NMLS Consumer Access
    • No disciplinary actions on file at LenDb

Before you choose

Builder approval, draw management and appraisals based on plans require a lender with a construction department.

  • Do you offer one-time close construction loans?
  • What do you require to approve my builder?
  • How are draws released during the build?

More about Construction loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in DE or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=construction&state=DE. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.