Borrower situations · Georgia
Loan officers for real estate investors in Georgia
As of 2026-10-11, LenDb lists 144 loan officers licensed in or based in Georgia whose lender pages show Real estate investor work. The top-ranked are Jeffrey Zulauf (CrossCountry Mortgage, Suwanee), Adam Workman (CrossCountry Mortgage, Charlotte) and Brian Sewell (Guild Mortgage, Frankfort). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Jeffrey ZulaufNMLS 18566
CrossCountry Mortgage · Suwanee, GA · licensed in 22 states
- Real estate investor
- Condo
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Suwanee, GA
- Earliest state license record: June 28, 2019 (Florida), per state regulator
- States 15 years of experience (lender page, 2026-10-09)
- 2
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- Real estate investor
- First-time buyer
- VA loan
- FHA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: November 9, 2020 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 3
Brian SewellNMLS 212085
Guild Mortgage · Frankfort, IL · licensed in 6 states
- Real estate investor
- First-time buyer
- Physician and medical professional
- Self-employed
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: October 6, 2022 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 4
Chad EmersonNMLS 232133
CMG Home Loans · Shavano Park, TX · licensed in 16 states
- Real estate investor
- New construction
- Non-QM loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-11)
- Earliest state license record: March 23, 2023 (Florida), per state regulator
- States 27 years of experience (lender page, 2026-10-11)
- 5
Blayney WhiteNMLS 239189
CrossCountry Mortgage · Petaluma, CA · licensed in 12 states
- Real estate investor
- Non-QM loan
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: December 21, 2023 (Florida), per state regulator
- States 22 years of experience (lender page, 2026-10-09)
- 6
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- Real estate investor
- Asset-based qualifying
- Bank statement loan
- DSCR loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: January 6, 2012 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 7
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Real estate investor
- Jumbo loan
- Non-QM loan
- Self-employed
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: September 5, 2023 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 8
David SimmonsNMLS 546581
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 3 states
- Real estate investor
- Self-employed
- FHA loan
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: May 18, 2026 (Florida), per state regulator
- States 27 years of experience (lender page, 2026-10-09)
- 9
Steve FahrentholdNMLS 585421
Homeowners Financial Group · Atlanta, GA · licensed in 2 states
- Real estate investor
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Atlanta, GA
- States 18 years of experience (lender page, 2026-10-09)
- 10
Nick RedheadNMLS 594824
Embrace Home Loans · Pensacola, FL · licensed in 5 states
- Real estate investor
- Non-QM loan
- Reverse mortgage
- Self-employed
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: August 20, 2021 (Florida), per state regulator
- States 23 years of experience (lender page, 2026-10-09)
- 11
Jose StricklandNMLS 1447128
First Home Mortgage · La Plata, MD · licensed in 2 states
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 12
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- Real estate investor
- First-time buyer
- VA loan
- Construction loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: February 23, 2024 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
- 13
Kraig SpenceNMLS 5675
Churchill Mortgage · Columbia, MD · licensed in 16 states
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: December 15, 2007 (Colorado), per state regulator
- 14
Matthew S. Devadan, MBANMLS 21639
Atlantic Coast Mortgage · Westerville, OH · licensed in 8 states
- Real estate investor
- Self-employed
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: October 24, 2023 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-09)
- 15
William Lee UnderwoodNMLS 1423725
Loan Factory · Mortgage broker · licensed in 4 states
- Real estate investor
- Non-QM loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 40 years of experience (lender page, 2026-10-09)
- 16
Mark NiosiNMLS 216306
CrossCountry Mortgage · Dunkirk, MD · licensed in 9 states
- Real estate investor
- Down payment assistance
- Low credit score
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: December 23, 2020 (Florida), per state regulator
- States 24 years of experience (lender page, 2026-10-09)
- 17
Joe McBreenNMLS 686541
CrossCountry Mortgage · Michigan City, IN · licensed in 22 states
- Real estate investor
- First-time buyer
- FHA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: October 16, 2018 (Florida), per state regulator
- States 16 years of experience (lender page, 2026-10-09)
- 18
Devin FahrnerNMLS 399405
American Pacific Mortgage · Eagle, ID · licensed in 17 states
- Real estate investor
- VA loan
- First-time buyer
- Reverse mortgage
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: February 28, 2024 (Colorado), per state regulator
- States 30 years of experience (lender page, 2026-10-09)
- 19
Mark AugerNMLS 151940
Homeowners Financial Group · Atlanta, GA
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Atlanta, GA
- Earliest state license record: June 26, 2019 (Florida), per state regulator
- 20
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Real estate investor
- Condo
- Jumbo loan
- Non-QM loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: November 1, 2018 (Florida), per state regulator
- States 13 years of experience (lender page, 2026-10-09)
- 21
Sean PierpontNMLS 141727
First Home Mortgage · Dunkirk, MD · licensed in 8 states
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: December 9, 2019 (Florida), per state regulator
- States 26 years of experience (lender page, 2026-10-09)
- 22
Greg FearnleyNMLS 2643728
CrossCountry Mortgage · Tampa, FL · licensed in 26 states
- Real estate investor
- VA loan
- Renovation loan (203k / HomeStyle)
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: January 8, 2025 (Florida), per state regulator
- States 11 years of experience (lender page, 2026-10-09)
- 23
Anthony ChetcutiNMLS 1220019
CrossCountry Mortgage · Southfield, MI · licensed in 5 states
- Real estate investor
- FHA loan
- First-time buyer
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Earliest state license record: January 23, 2015 (Florida), per state regulator
- States 12 years of experience (lender page, 2026-10-09)
- 24
Chet MannNMLS 171268
Guild Mortgage · Sanford, NC · licensed in 3 states
- Real estate investor
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- States 18 years of experience (lender page, 2026-10-09)
- 25
Joe DonovanNMLS 1450210
CrossCountry Mortgage · Suwanee, GA · licensed in 6 states
- Real estate investor
- First-time buyer
- Renovation loan (203k / HomeStyle)
- VA loan
- GA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Real estate investor on lender page (lender page, verified 2026-10-09)
- Office in Suwanee, GA
- Earliest state license record: February 5, 2026 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-09)
Before you choose
Agency limits on financed properties, reserves and rental income treatment push experienced investors toward specialized lenders.
- How many financed properties can I have with your programs?
- Can I close in an LLC?
- Do you offer DSCR or portfolio loans if I hit agency limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a GA license is confirmed with the state regulator (check mark), GA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=investor&state=GA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.